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by AMAC — The Association of Mature American Citizens

Newsline · Section briefing

Social Security

Expert guidance on Social Security benefits, retirement planning, and program updates.

95 stories Updated Jul 27, 2026 Related desks: Medicare

The lead Jul 27, 2026 10
Is Social Security’s Annual Cost-of-Living Adjustment (COLA) Guaranteed?

Is Social Security’s Annual Cost-of-Living Adjustment (COLA) Guaranteed?

Social Security's annual cost-of-living adjustment (COLA) isn't guaranteed. Each year's COLA compares third-quarter CPI-W averages, but if inflation falls, the result can be zero—as it was in 2016 and twice more this century. By law, COLA can never be negative. Learn how the process works, why adjustments vary with economic cycles, and what current projections suggest for the 2027 benefit increase.

AMAC, Gerry Hafer

Featured Corner

Ask Rusty

Reader questions on Social Security, Medicare enrollment, and retirement money — answered by AMAC Foundation’s certified advisor.

Visit Ask Rusty
I Worked for my Ex-husband but Wasn’t Paid and Now Have little Social Security; What are my options? Aug 10, 2026 Is the Medicare Part B Premium a Percentage of our Social Security Amount? Aug 3, 2026 When Should My Wife File for Spouse Benefits? Jul 27, 2026

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Social Security’s Financial Picture Continues Its Downward Trajectory

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Outside Contributor
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