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Medicare Supplement · Medigap

The Same Plan G. A Very Different Price.

Medigap plans are standardized by federal law — a Plan G is identical no matter who sells it. An AMAC advisor finds you the lowest price for the exact same coverage. Free, no obligation.

  • Identical coverage compared on price across carriers
  • Licensed U.S. agents in all 50 states
  • We handle the paperwork & re-check your rate at renewal
39%
of Medigap holders
choose Plan G
$140–236
per month for the
same Plan G
Any
doctor that takes
Medicare — no networks
Why Shopping Matters

Identical Coverage. Wildly Different Price.

Because Medigap is standardized, paying more buys you nothing extra. The only thing that changes between carriers is the premium — so the only job is finding the lowest one.

Medigap Plan GMonthly PremiumWhat's Covered
Carrier A $140/moIdentical — set by federal law
Carrier B $188/moIdentical — set by federal law
Carrier C $236/moIdentical — set by federal law
The wrong carrier can cost ~$1,150 more a year for the exact same benefits. An AMAC advisor finds the lowest price — and by law can't mark it up. Premium ranges per KFF (2024); your quote varies by ZIP and age.
Your Options

Which Medigap Plan Fits?

There are several lettered plans, but most people land on one of these three. An advisor models the real cost of each for you.

Plan G

The most popular choice — comprehensive coverage with the most predictable costs.

  • Covers everything but the small Part B deductible
  • No surprise bills after that
  • See any doctor that takes Medicare
  • Best for predictability

Plan N

A lower premium in exchange for small copays at the time of care.

  • Lower monthly premium than G
  • Small copays (e.g. ~$20 office, ~$50 ER)
  • Great value if you don't visit often
  • Same any-doctor freedom

Plan F

The richest coverage — but only available if you were eligible before 2020.

  • Covers the Part B deductible too
  • Only for those eligible before Jan 1, 2020
  • Often pricier than G for the same care
  • We'll tell you if G is the better buy
Why Members Trust AMAC

Same Coverage — We Just Find It Cheaper

Standardized by Law

A Plan G is identical across every carrier — only the price differs. We shop them all to find your lowest.

See Any Doctor

Medigap has no networks and no referrals — use it with any provider in the country that accepts Medicare.

We Compare, You Save

One advisor shops every carrier, and by law can't mark up your premium. Same coverage, lowest price.

Free & No Obligation

Find Your Lowest Plan G Price

Tell us a little and a licensed advisor will compare every carrier in your ZIP — usually the same day. No cost, no pressure.

  • Compare every Medigap carrier in your ZIP
  • Same coverage — we just find it cheaper
  • We set up your Part D drug plan too
  • No markup — by law a plan costs the same
Licensed in all 50 states
No-obligation quote
Your info stays private
Takes under 2 minutes

Get Your Free Medigap Quote

Do you have a Medigap plan now?

No cost. No obligation. A plan costs the same through AMAC as buying it direct.

Common Questions

Medigap, Straight

When can I buy a Medigap plan?
Your best window is your one-time Medigap Open Enrollment — the 6 months that start when you're 65 and enrolled in Part B. During it, you can buy any plan with no health questions and no chance of being turned down. We'll make sure you don't miss it.
Can I be turned down?
Not during your Medigap Open Enrollment window — coverage is guaranteed. Outside that window, most states let insurers ask health questions, which is exactly why the timing matters. An advisor can tell you where you stand.
Plan G or Plan N — which is better?
Plan G gives you the most predictable, near-zero out-of-pocket costs. Plan N trades a lower premium for small copays at the time of care. If you don't visit the doctor often, N can save money; if you want zero surprises, G wins. We model both with real numbers.
Does Medigap cover my prescriptions?
No — Medigap covers medical costs, not drugs. You'll pair it with a separate Part D prescription plan, which we set up for you at the same time.
Should I get Medigap or Medicare Advantage?
It depends on how you like to get care. Medigap means freedom (any doctor) and predictability; Medicare Advantage means a lower premium and extras, but networks. We'll compare both honestly — see Medicare Advantage →

Stop Overpaying for the Same Coverage.

One call to a licensed advisor — free, no obligation. We'll find the lowest price on the exact Medigap plan that fits you.

Call 888-220-1971 (TTY 711)

Call 888-220-1971 (TTY 711), Mon–Fri, 9 AM – 7 PM ET, to speak with a licensed insurance agent.

AMAC's Medicare advisory and enrollment services are provided by AMAC Inc., a licensed health insurance sales agency. AMAC Inc. is not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week, or your local State Health Insurance Program (SHIP), to get information on all of your options.

AMAC Inc. represents Medicare HMO, PPO, and PFFS organizations and stand-alone PDP prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. Plan availability varies by county.