/library/272de4cc-4f6d-4f8b-9099-c050d465b30d/single-woman.jpg)
The Survivor Left Exposed
Women need care 3.7 years on average versus 2.2 for men, and 1 in 5 of us will need it longer than 5 years. Without a plan, one partner's care can drain the savings the other was counting on.
A plan protects them bothNearly 7 in 10 of us will need long-term care — and Medicare pays $0 of the everyday help most people end up needing. Talk to a RoseMark advisor about protecting your savings and your spouse. No cost, no obligation.
These aren't a lead broker or a call center. RoseMark advisors plan long-term care inside your whole retirement picture — and they'll tell you honestly when the answer is to self-insure. No quotas, no pressure.
/library/d1877126-ef48-4fe7-929d-d61d1977215d/Matt-Racanelli.png)
"I treat every client's savings like they're my own family's. We build a plan around your money lasting — not around selling you a product."
/library/9db1df1c-e5b0-4761-ad4d-483bd919c0b2/Ashley-Marrone.png)
"I believe the right plan gives families far more than protection — it gives them confidence and peace of mind."
/library/9fafa7a5-12ca-419f-8adf-f196d20341a4/Frank-Kestler.png)
"After 20 years, the best part is still the relief on a client's face."
/library/fe5099da-fa2b-4911-9e9e-91c3b029f902/Erika-Small.png)
"I believe everyone deserves to understand their options clearly."
/library/77d6cb57-f55d-4ca3-a4d8-e62913975fd1/Justin-Jordan.png)
"I listen first. The right plan always follows."
/library/fda23a01-8f09-4eea-b140-f538ad883fd5/Dylan-Starr.png)
"There's a smart solution for every situation — let's find yours."
/library/733b808f-3443-4159-a269-5cd211b9c2a2/Bob-DeAngelis.png)
"I explain it in plain English. You shouldn't need to be an expert."
Tell us a little about your situation. A RoseMark advisor will walk you through your options — asset-based, hybrid, or self-insure — using your numbers, not a sales pitch.
A licensed agent will reach out shortly — usually the same day.
Prefer to talk now? Call 888-994-6565.
Book a Meeting with RoseMarkWhen there's no plan in place, the cost lands somewhere — usually on the people you most want to protect.
/library/272de4cc-4f6d-4f8b-9099-c050d465b30d/single-woman.jpg)
Women need care 3.7 years on average versus 2.2 for men, and 1 in 5 of us will need it longer than 5 years. Without a plan, one partner's care can drain the savings the other was counting on.
A plan protects them both/library/929e2549-efc3-41e4-8a91-c6af582781da/children-caregiver.jpg)
America's 59 million family caregivers gave 49.5 billion hours of unpaid care in 2024 — about 27 hours a week each. For many older Americans, the deepest fear is becoming that burden on their kids.
Keep care a choice, not a duty/library/d06a1207-fb85-4614-9586-c3b9c7d599da/retirement-hero.jpeg)
At $129,575 a year for a nursing home, three to four years of care can run well past $400,000 — and it often arrives exactly when markets are down. Concentration risk like that can break an otherwise solid retirement.
Pressure-test it firstThese are 2025 national median costs. Multiply them by the years of care most people need, and the math gets serious fast.
RoseMark Advisors is part of AMAC — not a lead-resale funnel. Your information isn't sold to the highest bidder, and your plan fits your whole retirement picture.
We lead by correcting the Medicare myth and laying out all three strategies, including self-insuring. We'd rather you understand the choice than be sold one product.
Unlike a single-endorsed-partner model that earns a royalty on every premium dollar, AMAC has been in your corner all along — so guidance reads as guidance, not extraction.
One conversation with a RoseMark advisor — free, no obligation. We'll show you, in plain English, how asset-based, hybrid, and self-insure options compare for your situation.