/library/96adcb94-d6a7-4ea9-b719-6d6a7d473489/dental-vision-hero.jpeg)
The Surprise Bill
A Crown Out of Nowhere
Tom assumed Medicare covered the dentist — until a cracked tooth meant a root canal and crown billed entirely to him.
Joined a plan, used it day one Dental & Vision
Medicare Doesn't Cover the Dentist. We Do.
Original Medicare leaves out routine dental and eye care — so one crown or pair of glasses lands on you. AMAC fills that gap with day-one cleanings, a discount plan with no annual cap, and vision from $15 a month.
- Day-one coverage on preventive care — no waiting period
- Major carrier networks — your dentist is likely in
- U.S.-based member support
65%
of Medicare members
have no dental coverage
have no dental coverage
$1,600+
typical cost of a
root canal and crown
root canal and crown
1 in 7
adults 65+ have lost
all their teeth
all their teeth
Simple From the Start
Getting Covered Takes Three Steps
No confusing paperwork and no pressure. Tell us what you need, and a licensed advisor does the legwork — at no cost to you.
Tell Us What You Need
Dental, vision, or both. Share your ZIP and we'll see what's available where you live.
We Check Your Dentist
Many members find their current dentist already participates. We'll confirm it before you enroll.
An Advisor Helps You Enroll
A licensed advisor walks you through your choices and handles the sign-up. Free, no obligation.
Free & No Obligation
Find Your Dental & Vision Plan
Tell us a little and a licensed advisor will help you compare plans and check that your dentist is in the network — usually the same day. No cost, no pressure.
- Day-one coverage on cleanings & exams
- Discount plan with no annual maximum
- Vision plans starting at $15/month
- We check if your dentist participates first
Licensed in all 50 states
No-obligation quote
Your info stays private
Takes under 2 minutes
Get Your Free Quote
Request received!
A licensed agent will reach out shortly — usually the same day. Prefer to talk now? Call 888-962-4545.
Real Situations
Where the Gap Shows Up
Three of the most common reasons members call about dental and vision — and what changed when they did.
/library/1f1ca3fb-e11d-4d85-b18e-24a44ae2afa1/about-hero-community.png)
The Postponer
Putting It Off
Carol skipped the dentist two years running to save money, worried small problems were quietly becoming big ones.
Back to regular cleanings, no waiting period
The Reader
Sight to Stay Independent
Frank relies on his vision to drive and read the mail. He wanted an annual exam to catch any age-related changes early.
Vision plan for $15/mo, exam coveredHonest By Design
Discount Plan or Real Insurance?
We tell you plainly which is which. The Key Dental plan is a discount plan, not insurance — its strength is no waiting and no cap. Dental insurance pays a share of bigger work. An advisor helps you choose.
How They Compare
Key Dental (Discount)
Dental Insurance
Waiting period
None — day one
Day one on preventive
Annual maximum
No cap
Capped per year
How you save
20–60% at the chair
Plan pays a share
Is it insurance?
No — a discount plan
Yes
The Key Dental plan is a discount plan administered by Careington International — not insurance. It lowers what you pay at the time of service. We'll tell you which option fits you best, with no markup.
Why Members Trust AMAC
Coverage That Starts the Day You Join
Day-One Coverage
Cleanings, exams, and X-rays are covered from your first day. The discount plan has no waiting period at all.
133,000+ Access Points
The Careington network is large and national, so many members find their own dentist already participates.
The AMAC Difference
AARP plans can cap benefits and make you wait 9–12 months for major work. AMAC's discount option has no cap and no wait — and we say plainly what's insurance and what's a discount.
Common Questions
Dental & Vision, Straight
Doesn't my Medicare already cover the dentist and eye doctor?
It's a fair assumption, but Original Medicare doesn't cover routine dental cleanings, fillings, dentures, or routine eye exams and glasses — about 65% of Medicare beneficiaries have no dental coverage at all. That's exactly the gap these plans fill, so you're not paying full price out of pocket.
Is this real insurance, or just a discount card?
We're upfront: the Key Dental option from Careington is a dental discount plan, not insurance — and we also offer dental insurance if that fits you better. The discount plan's advantage is no waiting periods and no annual maximum; you pay 20–60% less at the time of service, starting day one.
Will I have to wait months before I can use it?
Not for the care you use most. Preventive care like cleanings and exams is covered from day one, and the discount plan has no waiting period at all — a real difference from traditional dental plans that can make you wait 9–12 months for crowns and dentures.
Can I keep the dentist I've gone to for years?
You may not have to switch. The discount network is large and national — with 133,000+ access points — so many people find their current dentist already participates. We can check for you before you enroll.
It's one more bill on a fixed income — is it worth it?
Every dollar counts, which is why vision plans start at $15 a month. Weigh that against one surprise bill: a root canal and crown can run well over $1,600, and dentures can reach several thousand dollars per arch. One avoided emergency more than pays for years of coverage.
Fill the Gap Medicare Left Open.
One call to a licensed advisor — free, no obligation. We'll find dental and vision coverage that fits, and check that your dentist is in the network.