Skip to main content
Help Join 2M+ Members

AMAC Newsline · Author

Russell Gloor, AMAC Certified Social Security Advisor

Staff Writer

AMAC Staff Writing since 2019

297

Articles published

7

Years with AMAC

4

Topics covered

Oct 13, 2026

Latest article

Reporting — page 3

297 articles

Ask Rusty

Dear Rusty – I Want to do Everything Right When I Claim Social Security

Deciding when to claim your Social Security benefit is a decision you should make only after careful consideration of your personal circumstances.

Apr 27, 2026

Ask Rusty

Should I Collect Social Security Now or Wait Two Years Until Age 70? - Ask Rusty

Would it be prudent to file for my own Social Security as soon as possible so that my benefit might be "grandfathered" in before any sudden and drastic cuts occur?

Apr 21, 2026

Ask Rusty

Must I Set Up a Social Security Account to Enroll in Medicare? - Ask Rusty

You don’t technically need to “set up” an online SSA account to enroll in Medicare, but it would be more efficient to do so.

Apr 13, 2026

Ask Rusty

I’ll Be 65 Soon and am Working, Must I enroll in Medicare? - Ask Rusty

I will be 65 in October and I am working full-time. I heard I have to apply for Medicare Part A only. Is this true?

Mar 30, 2026

Ask Rusty

I’ll be 70 on New Year’s Day - When Should I Apply for Social Security? - Ask Rusty

I’ll be 70 on New Year’s Day - When Should I Apply for Social Security? - Ask Rusty

Mar 23, 2026

Ask Rusty

Help! Social Security Reduced my Monthly Payment - Ask Rusty

When IRMAA applies, it reduces your net Social Security payment because Medicare premiums are automatically taken from your SS benefit.

Mar 17, 2026

Ask Rusty

When Will I Get Full Credit for Delaying my SS Retirement? - Ask Rusty

The time is nearing that I want to move from my current Social Security survivor benefit to my own SS retirement benefit at 70 years of age.

Mar 9, 2026

Ask Rusty

Is There Income Tax on Social Security Benefits? - Ask Rusty

The OBBB does eliminate income tax on most SS benefits, but it does so in a somewhat unique way – by providing an additional $6,000 (per person) deduction.

Mar 2, 2026

Ask Rusty

I Lost Money as a Widow and Ex-spouse by Not Knowing the Rules - Ask Rusty

I Lost Money as a Widow and Ex-spouse by Not Knowing the Rules - Ask Rusty

Feb 23, 2026

Ask Rusty

My Friend Is 65; Shouldn’t She Be Exempt From Medicare Payroll Taxes? - Ask Rusty

Medicare taxes are levied on everyone who works and earns, regardless of whether or not they are currently enrolled in the Medicare program.

Feb 17, 2026

Ask Rusty

I’m Still Working; Why Didn’t my Benefit Amount Increase? - Ask Rusty

One seems cheated given the SS taxes paid on income received after applying for benefits without any consideration for that income.

Feb 9, 2026

Ask Rusty

Why is My Social Security Retirement Benefit So Small? - Ask Rusty

Your Social Security benefit is based upon your average monthly earnings for the 35 years over your lifetime that you earned the most while contributing.

Feb 2, 2026