AMAC Newsline · Author
Russell Gloor, AMAC Certified Social Security Advisor
Staff Writer
290
Articles published
7
Years with AMAC
4
Topics covered
Aug 24, 2026
Latest article
Reporting
290 articles
Ask Rusty
Will Social Security Run Out of Money Soon?
Social Security reserves may deplete by 2032, risking a 22% benefit cut. Learn what's happening and how AMAC is fighting for solvency.
Aug 24, 2026
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We Were Bitten by Medicare’s IRMAA this year; What Should I Do?
A 2024 RMD that pushed a couple's income past $218,000 raised their 2026 Medicare premiums, but lower 2025 income corrects it automatically for 2027.
Aug 17, 2026
Ask Rusty
I Worked for my Ex-husband but Wasn’t Paid and Now Have little Social Security; What are my options?
Worked unpaid for your ex-husband and have little Social Security? Learn how ex-spouse benefits and assistance programs could help boost your income.
Aug 10, 2026
Ask Rusty
Is the Medicare Part B Premium a Percentage of our Social Security Amount?
Medicare Part B premiums aren't a percentage of Social Security. Learn how CMS sets premiums, plus the hold harmless provision and IRMAA rules.
Aug 3, 2026
Ask Rusty
When Should My Wife File for Spouse Benefits?
Be aware that your wife's spousal SS benefit will be based on her age when she claims it, and half of your full retirement age, or "FRA," amount.
Jul 27, 2026
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I Was Cheated; I Delayed Claiming SS but Didn’t Get My Full Benefits - Ask Rusty
Delayed Retirement Credits (DRCs), which are earned when someone delays claiming until after their Social Security full retirement age, are applied only in January of each year.
Jul 20, 2026
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Can My Spouse File at 63 and Then Get Half of Mine When I Later Claim? - Ask Rusty
If your spouse’s FRA entitlement is less than half of your FRA entitlement, your spouse will get a “spousal boost” to bring his monthly retirement payment up.
Jul 13, 2026
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Should I Claim Spouse Benefits Now, or my Own SS Benefit? - Ask Rusty
My husband is already taking his SS benefits, so I have also wondered if it be advisable to take spousal benefits or full benefits.
Jul 6, 2026
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Why Doesn’t My Social Security Record Show All My Military Earnings? - Ask Rusty
Whether your earnings while in the military would provide you with any additional Social Security benefit depends on your career earnings after leaving military service.
Jun 29, 2026
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When Should My Wife Claim Social Security? - Ask Rusty
Assuming her life expectancy is at least average, that is how your wife would get the most cumulative Social Security benefits over her lifetime.
Jun 22, 2026
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Why Don’t They Just Create Individual Social Security Accounts? - Ask Rusty
Regarding Social Security’s financial issues, three people contributing to Social Security for every one beneficiary sounds to me like a surplus.
Jun 15, 2026
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Why Don’t We Have a Minimum Social Security Benefit? - Ask Rusty
The concept of a “minimum” Social Security benefit is not new and, indeed, already exists - but it is one which few beneficiaries qualify for.
Jun 8, 2026
