AMAC Newsline · Author
Russell Gloor, AMAC Certified Social Security Advisor
Staff Writer
297
Articles published
7
Years with AMAC
4
Topics covered
Oct 13, 2026
Latest article
Reporting — page 2
297 articles
Ask Rusty
I Was Cheated; I Delayed Claiming SS but Didn’t Get My Full Benefits - Ask Rusty
Delayed Retirement Credits (DRCs), which are earned when someone delays claiming until after their Social Security full retirement age, are applied only in January of each year.
Jul 20, 2026
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Can My Spouse File at 63 and Then Get Half of Mine When I Later Claim? - Ask Rusty
If your spouse’s FRA entitlement is less than half of your FRA entitlement, your spouse will get a “spousal boost” to bring his monthly retirement payment up.
Jul 13, 2026
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Should I Claim Spouse Benefits Now, or my Own SS Benefit? - Ask Rusty
My husband is already taking his SS benefits, so I have also wondered if it be advisable to take spousal benefits or full benefits.
Jul 6, 2026
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Why Doesn’t My Social Security Record Show All My Military Earnings? - Ask Rusty
Whether your earnings while in the military would provide you with any additional Social Security benefit depends on your career earnings after leaving military service.
Jun 29, 2026
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When Should My Wife Claim Social Security? - Ask Rusty
Assuming her life expectancy is at least average, that is how your wife would get the most cumulative Social Security benefits over her lifetime.
Jun 22, 2026
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Why Don’t They Just Create Individual Social Security Accounts? - Ask Rusty
Regarding Social Security’s financial issues, three people contributing to Social Security for every one beneficiary sounds to me like a surplus.
Jun 15, 2026
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Why Don’t We Have a Minimum Social Security Benefit? - Ask Rusty
The concept of a “minimum” Social Security benefit is not new and, indeed, already exists - but it is one which few beneficiaries qualify for.
Jun 8, 2026
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Why Can’t I get a Lump Sum Death Benefit from my Wife? - Ask Rusty
Although we often see assertions that the so-called “one-time lump sum death benefit” is always paid, there are specific rules for when that admittedly small SS benefit is available.
Jun 1, 2026
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I’m being Released from Incarceration - What Are My Social Security Options? - Ask Rusty
Since Social Security does not pay benefits for partial months, you can file for your SS benefits to start effective with the month following the month in which your incarceration ends.
May 26, 2026
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Help! SSA Says I’m Not Eligible for Benefits - Ask Rusty
Help! SSA Says I’m Not Eligible for Benefits - Ask Rusty
May 18, 2026
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About Social Security’s “First Year Rule” and Withdrawing from SS -Ask Rusty
It can get tricky if you are still working after claiming your Social Security before your full retirement age. I’m happy to answer your questions.
May 11, 2026
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I’m Still Working; Why Didn’t I Get a Higher Social Security Benefit? - Ask Rusty
Although you contributed to SS since you started receiving SS benefits, those contributions do not affect your monthly SS benefit.
May 4, 2026
