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Ask Rusty · Social Security Q&A

Survivor and widow benefits

Benefits for widows, widowers and families after a death — eligibility, timing, and how survivor benefits interact with your own.

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Survivor & widow benefits: questions and answers

42 questions answered · page 1 of 2

  1. Is My Daughter Making a Bad Decision? - Claiming Widow's Benefits Early

    Sep 21, 2026 · Ask Rusty

    Should your daughter claim widow's benefits at 62? Learn how the Annual Earnings Test and Social Security taxes could affect her decision.

  2. Why Can’t I get a Lump Sum Death Benefit from my Wife?

    Jun 1, 2026 · Ask Rusty

    Although we often see assertions that the so-called “one-time lump sum death benefit” is always paid, there are specific rules for when that admittedly small SS benefit is available.

  3. Social Security Survivor Benefits – Part 2

    Feb 26, 2026 · Ask Rusty

    A surviving spouse affected by the widow limit may reach their largest survivor benefit amount sooner than their FRA, but will still be subject to a limit.

  4. Social Security Survivor Benefits – Part I

    Feb 24, 2026 · Ask Rusty

    Dependents eligible for survivor benefits are usually either or both the spouse or minor child of the deceased.

  5. I Lost Money as a Widow and Ex-spouse by Not Knowing the Rules

    Feb 23, 2026 · Ask Rusty

    I Lost Money as a Widow and Ex-spouse by Not Knowing the Rules - Ask Rusty

  6. About “Survivor” Benefits vs. “Spousal” Benefits

    May 1, 2023 · Ask Rusty

    Ask Rusty – About “Survivor” Benefits vs. “Spousal” Benefits

  7. Widow Stung by Social Security’s “Claw Back” Rule

    Mar 20, 2023 · Ask Rusty

    Ask Rusty – Widow Stung by Social Security’s “Claw Back” Rule

  8. What’s the Best Way to Start Receiving My Survivor Benefit?

    Feb 27, 2023 · Ask Rusty

    Ask Rusty – What’s the Best Way to Start Receiving My Survivor Benefit?

  9. Can I Get Survivor Benefits While Still Working?

    Dec 19, 2022 · Ask Rusty

    Ask Rusty – Can I Get Survivor Benefits While Still Working?

  10. Can A Working Widow Collect Survivor Benefits?

    Nov 28, 2022 · Ask Rusty

    Ask Rusty – Can A Working Widow Collect Survivor Benefits?

  11. When Is My Wife Eligible for Full Survivor Benefits?

    Nov 7, 2022 · Ask Rusty

    Ask Rusty – When Is My Wife Eligible for Full Survivor Benefits?

  12. How Do Social Security Survivor Benefits Work?

    Oct 10, 2022 · Ask Rusty

    Ask Rusty – How Do Social Security Survivor Benefits Work?

  13. Octogenarian Asks About Wife’s Spousal and Survivor Benefits

    Oct 3, 2022 · Ask Rusty

    Ask Rusty – Octogenarian Asks About Wife’s Spousal and Survivor Benefits

  14. Younger Widow Asks About Collecting Survivor Benefits

    Aug 29, 2022 · Ask Rusty

    Ask Rusty – Younger Widow Asks About Collecting Survivor Benefits

  15. What Are My Wife’s Benefits While I’m Living and as My Widow?

    Aug 8, 2022 · Ask Rusty

    Ask Rusty – What Are My Wife’s Benefits While I’m Living and as My Widow?

  16. Will Claiming Early Affect My Wife’s Survivor Benefit?

    Jun 20, 2022 · Ask Rusty

    Ask Rusty – Will Claiming Early Affect My Wife’s Survivor Benefit?

  17. I’m A Widower With 3 Minor Children - What About Social Security?

    Jun 6, 2022 · Ask Rusty

    Ask Rusty – I’m A Widower With 3 Minor Children - What About Social Security?

  18. Can a Widower Get Full Survivor Benefits Early?

    May 2, 2022 · Ask Rusty

    Ask Rusty – Can a Widower Get Full Survivor Benefits Early?

  19. About Survivor Benefits for Minor Children

    Feb 21, 2022 · Ask Rusty

    Ask Rusty – About Survivor Benefits for Minor Children

  20. Should I Take My Widower Benefit Now?

    Nov 22, 2021 · Ask Rusty

    Should I Take My Widower Benefit Now? Ask Rusty

  21. I’m Terminal; What Are My Wife’s Options as My Survivor?

    Aug 2, 2021 · Ask Rusty

    I’m Terminal; What Are My Wife’s Options as My Survivor? - Ask Rusty

  22. Disability vs. Survivor Benefit

    Jul 26, 2021 · Ask Rusty

    Disability vs. Survivor Benefit – Ask Rusty

  23. When Should I Claim My Survivor Benefit?

    Jul 6, 2021 · Ask Rusty

    When Should I Claim My Survivor Benefit? – Ask Rusty

  24. Why Can’t I Get Survivor Benefits from My Husband?

    Jun 28, 2021 · Ask Rusty

    Why Can’t I Get Survivor Benefits from My Husband? - Ask Rusty

  25. Will My Widow’s Benefit Replace My Own SS?

    Mar 29, 2021 · Ask Rusty

    Will My Widow’s Benefit Replace My Own SS? - Ask Rusty

  26. Should a Working Widow Claim Now or Wait?

    Dec 14, 2020 · Ask Rusty

    Should a Working Widow Claim Now or Wait? - Ask Rusty

  27. Can I Claim My Widow’s Benefit at Age 57?

    Sep 8, 2020 · Ask Rusty

    Can I Claim My Widow’s Benefit at Age 57? - Ask Rusty

  28. Can I Get a Widow’s Benefit if I’m on Disability?

    Jul 27, 2020 · Ask Rusty

    Can I Get a Widow’s Benefit if I’m on Disability? - Ask Rusty

  29. Why Won’t Social Security Give Me My Widow’s Benefit?

    Jul 13, 2020 · Ask Rusty

    Why Won’t Social Security Give Me My Widow’s Benefit? - Ask Rusty

  30. Should My Wife Claim at 62? Will She Get Widow Benefit?

    Jul 6, 2020 · Ask Rusty

    Should My Wife Claim at 62? Will She Get Widow Benefit? - Ask Rusty