Medicare enrollment and costs
Enrolling at 65 (or later while still working), Parts A and B, IRMAA surcharges, and how Medicare premiums come out of Social Security.
Medicare: questions and answers
26 questions answered
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Does a Veteran Who Uses VA Healthcare Need Medicare at Age 65?
Veterans with VA healthcare turning 65 may still benefit from Medicare. Learn why enrolling matters, what it covers, and how to avoid costly penalties.
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Must I Enroll in Medicare at Age 65?
Turning 65 with creditable employer health coverage? You may defer Medicare enrollment penalty-free. Learn how Special Enrollment Periods and Part B rules work.
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We Were Bitten by Medicare’s IRMAA this year; What Should I Do?
A 2024 RMD that pushed a couple's income past $218,000 raised their 2026 Medicare premiums, but lower 2025 income corrects it automatically for 2027.
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Is the Medicare Part B Premium a Percentage of our Social Security Amount?
Medicare Part B premiums aren't a percentage of Social Security. Learn how CMS sets premiums, plus the hold harmless provision and IRMAA rules.
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Must I Set Up a Social Security Account to Enroll in Medicare?
You don’t technically need to “set up” an online SSA account to enroll in Medicare, but it would be more efficient to do so.
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I’ll Be 65 Soon and am Working, Must I enroll in Medicare?
I will be 65 in October and I am working full-time. I heard I have to apply for Medicare Part A only. Is this true?
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My Friend Is 65; Shouldn’t She Be Exempt From Medicare Payroll Taxes?
Medicare taxes are levied on everyone who works and earns, regardless of whether or not they are currently enrolled in the Medicare program.
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About Tax Filing Status and Medicare
About Tax Filing Status and Medicare - Ask Rusty
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I’m Still Confused about Medicare Part A and Part B Enrollment
I’m Still Confused about Medicare Part A and Part B Enrollment - Ask Rusty
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For Some Simple Guidance About Medicare
Ask Rusty – For Some Simple Guidance About Medicare
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Military Wife Turning 65 Seeks Information About Medicare
Ask Rusty - Military Wife Turning 65 Seeks Information About Medicare
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My Husband Still Works; Must He Enroll in Medicare at age 65?
Ask Rusty – My Husband Still Works; Must He Enroll in Medicare at age 65?
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I’m Confused About Taking Medicare and Social Security
Ask Rusty – I’m Confused About Taking Medicare and Social Security
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Do Medicare Part A and B Backup My Medicare Advantage Plan?
Ask Rusty – Do Medicare Part A and B Backup My Medicare Advantage Plan?
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I Have Medicare Advantage - Why Is a Medicare Premium Deducted from my Social Security?
Ask Rusty – I Have Medicare Advantage - Why Is a Medicare Premium Deducted from my Social Security?
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I Have VA Coverage; Should I Get Medicare Part B?
I Have VA Coverage; Should I Get Medicare Part B? Ask Rusty
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Why Is My Medicare Part B Premium So High?
Why Is My Medicare Part B Premium So High? Ask Rusty
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About “Registering” for Social Security & Medicare
About “Registering” for Social Security & Medicare - Ask Rusty
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I Need Guidance on Social Security and Medicare
I Need Guidance on Social Security and Medicare - Ask Rusty
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Why Are our Medicare Premiums Different?
Why Are our Medicare Premiums Different? - Ask Rusty
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About the Dreaded “IRMAA” Provision
About the Dreaded “IRMAA” Provision - Ask Rusty
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About Medicare and Social Security
About Medicare and Social Security - Ask Rusty
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Confused about Working, Medicare and Spouse Benefits
Confused about Working, Medicare and Spouse Benefits - Ask Rusty
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Why Should a Veteran Pay for Medicare?
Why Should a Veteran Pay for Medicare? - Ask Rusty
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Spousal Benefits and Enrolling in Medicare
Spousal Benefits and Enrolling in Medicare - Ask Rusty
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Using Health Savings Account (HSA) Funds while on Medicare
Using Health Savings Account (HSA) Funds while on Medicare - Ask Rusty