Social Security
House GOP Leadership Features AMAC Member on Working Families Tax Cuts
When AMAC Member Janis Winchester opened her tax return this year, she noticed something remarkable: she owed no federal income...
Why Can’t I get a Lump Sum Death Benefit from my Wife? – Ask Rusty
Dear Rusty: My wife passed away in September 2025 at age 64. We had been married for 43 years and...
I’m being Released from Incarceration – What Are My Social Security Options? – Ask Rusty
Dear Rusty: In a previous column, you wrote about people who filed for Social Security late in life. I am currently incarcerated and...
SSA Announces Change in Direct Express® Program Operations
The Social Security Administration today announced that Fifth Third Bank is the new financial agent for the Direct Express® program,...
AMAC Foundation to Host Free Webinar: “Filing for Social Security? Here’s How to Get Started”
Experts to guide Americans through the Social Security retirement application process. The AMAC Foundation will host a free educational webinar, “Filing...
Help! SSA Says I’m Not Eligible for Benefits – Ask Rusty
Dear Rusty: Help!! The Social Security Administration says I didn’t pay enough into my Social Security account, despite being a...
About Social Security’s “First Year Rule” and Withdrawing from SS -Ask Rusty
Dear Rusty: I am 63 years old, and about to apply for my Social Security benefits. I am self-employed but...
Eliminating the Taxable Maximum: An Easy Fix for Social Security? You decide.
During the early months of every year, Social Security solvency conversations frequently single out the provision that exempts wages above...
I’m Still Working; Why Didn’t I Get a Higher Social Security Benefit? – Ask Rusty
Dear Rusty: I began collecting benefits at age 72 and am now 78. Since that time, I have continued to...
AMAC Foundation Hosts Free Webinar on Social Security Survivor Benefits
Expert advisors to break down eligibility, benefit amounts, and filing strategies for spouses and families. BOHEMIA, NY — April 27,...
AMAC Hosts Free Webinar: Live Help Using Your my Social Security Account
Social Security Administration specialist to walk attendees through online tools, resources, and benefit information. BOHEMIA, NY — April 27, 2026...
Dear Rusty – I Want to do Everything Right When I Claim Social Security
Dear Rusty: I will be 62 in two years. I plan on signing up for SS at age 62, but...
Are you Making the Most of Your Benefits This National Social Security Month?
April is National Social Security Month—a perfect time to better understand the benefits and services available to you and your...
Should I Collect Social Security Now or Wait Two Years Until Age 70? – Ask Rusty
Dear Rusty: I am 67 and 9 months old, collecting a modest SS survivor benefit with plans to collect my own...
Must I Set Up a Social Security Account to Enroll in Medicare? – Ask Rusty
Dear Rusty: I turn 65 this November 2026. Someone told me I need to set up a Social Security account...
If Either of us Die, Will the other Get a Social Security Survivor Benefit? – Ask Rusty
Dear Rusty: I am 79. My husband is also 79 and we both receive Social Security benefits. We were both...
I’ll Be 65 Soon and am Working, Must I enroll in Medicare? – Ask Rusty
Dear Rusty: I will be 65 in October and I am working full-time. My goal is to work until age...
I’ll be 70 on New Year’s Day – When Should I Apply for Social Security? – Ask Rusty
Dear Rusty: I was born on January 1st, 1958, so I believe Social Security considers me to be 70 as...
Help! Social Security Reduced my Monthly Payment – Ask Rusty
Dear Rusty: My last Social Security payment decreased by about $400, so I went to my online SS account and...
When Will I Get Full Credit for Delaying my SS Retirement? – Ask Rusty
Dear Rusty: The time is nearing that I want to move from my current Social Security survivor benefit to my...
Slam the Scam Day: Raising Awareness and Combating Impersonation Scams
Slam the Scam Day, observed on March 5, 2026, was established by the Social Security Office of the Inspector General...
Definition Time: The Old-Age Dependency Ratio and its Relationship to Insolvency
Perhaps the most significant story relating to the U.S. Social Security system these days is the onerous projection of its...
Final Session This Thursday: Social Security in 2026 – SSA Insights: Tips for Working with the Social Security Administration
The AMAC Foundation Social Security Advisors are hosting the fourth and final installment of the popular Social Security in 2026...
Imagine No Social Security
In 1971, the iconic songwriter John Lennon penned the lyrics to his famous song “Imagine,” asking us to picture a...
Is There Income Tax on Social Security Benefits? – Ask Rusty
Dear Rusty: The Trump Administration is saying that now there will be no taxes on Social Security benefits. Since we’re...
Social Security Survivor Benefits – Part 2
Understanding the “Widow Limit” The “widow limit” rules apply in situations where the higher-earning spouse took their benefits early, such as...
Social Security Survivor Benefits – Part I
Perched high on the list of questions most frequently asked of the AMAC Foundation’s Social Security Advisor Service is the topic of...
I Lost Money as a Widow and Ex-spouse by Not Knowing the Rules – Ask Rusty
Dear Rusty: I just found out, as someone who was collecting widow’s benefits on my second husband (a very small...
AMAC Foundation Continues “Social Security in 2026” Series with Session 3: Understanding Types of Benefits
The AMAC Foundation continues its four-part educational webinar series, “Social Security in 2026: Changes, Benefits and Insights,” with Session 3:...
Social Security and the Federal Payroll Tax
Nearly all workers pay it, but very few understand it – the Federal Payroll Tax. With few exceptions,[1] everyone who works and...
My Friend Is 65; Shouldn’t She Be Exempt From Medicare Payroll Taxes? – Ask Rusty
Dear Rusty: My girlfriend is 65 and she just enrolled in Medicare. She is still working full time as a nurse,...
When to Apply for Social Security Spouse Benefits
Here at the AMAC Foundation’s Social Security Advisory Service, we answer thousands of inquiries each year, largely focused on when...
Social Security: It’s Not Just for the Elderly!
What do you think of when you hear the term “Social Security?” Those words might conjure up thoughts like “senior citizens,”...
I’m Still Working; Why Didn’t my Benefit Amount Increase? – Ask Rusty
Dear Rusty: I have been working somewhat consistently since commencing my Social Security benefit income. I’ve been collecting since my...
AMAC Members Tout Massive Tax Savings From “One Big Beautiful Bill”
Following the passage of President Donald Trump’s “One Big Beautiful Bill” last year, AMAC members are by and large reporting...
AMAC Foundation Launches “Social Security in 2026” Educational Webinar Series
Washington, D.C. — The AMAC Foundation is kicking off 2026 with a four-part educational webinar series designed to help Americans...
Social Security and Federal Debt: An Ongoing Debate
Pew Research Center recently observed1 that the U.S. federal debt is a growing concern among the American public, with now more...
Demystifying When to Claim Social Security Retirement Benefits
Claiming Window Is 8 Years Long Perched high on our list of Frequently Asked Questions is this: “When should I...
Why is My Social Security Retirement Benefit So Small? – Ask Rusty
Dear Rusty: Can you help me understand? I have paid into Social Security since I started working in 1978. I did...
AMAC Supports Resolution Promoting Tax Relief for Local DC Seniors
Congressional oversight plays a critical role in ensuring accountability in Washington, DC, and H.J.Res. 142 appropriately exercises that authority to...
Retirement Security for Couples
We encourage Americans to focus on saving for their so-called “golden years.” Saving for retirement is, of course, important, but...
Am I Entitled to More Social Security as a Veteran? – Ask Rusty
Dear Rusty: I served in the U.S. Army from July 1964 to July 1967. Am I eligible for a higher...
About Claiming Social Security Early and Investing It – Ask Rusty
Dear Rusty: I am a 63-year-old single lady, and I have questions regarding Social Security "early retirement," though I will...
I’m Divorced; Can I Get Benefits from my Ex-husband? – Ask Rusty
Dear Rusty: After 16 years of marriage, we were divorced. I have never remarried, but he has. When he starts collecting...
Why Didn’t My Friend’s Wife Get All Her SS Immediately? – Ask Rusty
Dear Rusty: A friend told me about what he believes is a strange thing in the Social Security system. His...
When One Social Security Check Disappears: A Retirement Risk Many Couples Overlook
For many hard-working American couples, Social Security is the backbone of retirement income. It’s reliable, predictable, and often assumed to...
My Wife Believes She Can Get a Spouse Benefit While I’m Still Alive; Can She? – Ask Rusty
Dear Rusty: A friend of my wife told her, and she believes, she could receive a Social Security benefit based...
Inspector General Report Confirms Significant Customer Service Improvements at Social Security
Baltimore, MD — Today, the Social Security Administration (SSA) Office of the Inspector General (OIG) released its highly anticipated audit of...
AMAC Action Finishes 2025 Strong as Key Bills Pass House
AMAC Action is closing out 2025 with a slew of victories for AMAC members as multiple bills advancing key conservative...
Why Won’t Social Security Give Me My Benefits? – Ask Rusty
Dear Rusty: I called the Social Security office, as well as went with my husband when he went to collect...
About Remarrying and Benefits from an Ex-spouse – Ask Rusty
Dear Rusty: I am almost 57, divorced after a 14-year marriage. My former spouse is 15 years older than I...
READOUT: AMAC Hosts Call with Social Security Administrator Frank Bisignano
AMAC leadership held a productive and encouraging call this week with Social Security Administrator Frank Bisignano, marking an important step...
A Helping Hand When Seniors Need It Most — Your Giving Tuesday Gift Matters
Dear AMAC Member, After her husband passed away, Cheryl’s sister found herself facing Social Security decisions she never expected to...
About Tax Filing Status and Medicare – Ask Rusty
Dear Rusty: I’m trying to figure out if I should change my IRS filing status to “Married – Filing Jointly”...
Is Social Security Really a “Good Deal?” – Ask Rusty
Dear Rusty: You’ve said in the past that most people recoup their SS contributions within five years of starting benefits,...
Join the AMAC Foundation in Changing Lives and Touching Hearts This Giving Tuesday
Every year, the Tuesday after Thanksgiving marks Giving Tuesday – the single most important day of service and generosity around the world....
If We Both Collect Social Security, will our Benefits be Affected? – Ask Rusty
Dear Rusty: I reached full retirement age back in June, but I have not yet filed to collect Social Security....
Did the Obama-era Social Security Tax Cuts Hurt the Program? – Ask Rusty
Dear Rusty: I will be retiring early next year but my question to you is: During the Obama administration, payroll...
Analyzing the 2026 Social Security COLA – AMAC Magazine Exclusive
AMAC Magazine Exclusive - By Gerry Hafer The 2.8 percent Social Security cost-of-living adjustment was announced in late October, bringing...
Consider the “Wearing Out” Factor While Deciding When to Claim Social Security – Ask Rusty
Dear Rusty: Enjoyed your recent article on claiming SS benefits. I feel, however, any decision making should also include what I...
Should I Ask for Retroactive Benefits? – Ask Rusty
Dear Rusty: I turn 70 next month, October 3, and am making an application for Social Security benefits to begin...
Understanding the 2026 Social Security COLA: What Seniors Need to Know
After weeks of anticipation and a two-week delay, the Social Security Administration has announced the cost-of-living adjustment (COLA) for 2026....
Do I Need to Sign Up for an Online Social Security Account? – Ask Rusty
Dear Rusty: I recently I heard the tail end of a radio program which was discussing “signing up for my...
Retirement & Social Security Flexibility
Retirement is a milestone achievement that offers freedom to shape a new future. However, it is important to be financially...
Social Security Statements
Learn about this important document and why government accuracy counts! A Social Security Statement is a document that outlines earning...
How Do I Navigate the Social Security Maze? – Ask Rusty
Dear Rusty: I am a woman, turning 65 this October (2025). It seems that deciding when to claim Social Security...
Should I Take Social Security Now, or at age 70? – Ask Rusty
Dear Rusty: I was born in April 1958, and my plan has been to take my Social Security at age...
When Will My Disability Become My Regular Social Security? – Ask Rusty
Dear Rusty: I hope you can answer this question. I’m currently receiving Social Security Disability benefits, and I will be...
AMAC Action Statement on the Continuing Resolution
September 25, 2025 AMAC Action, the advocacy affiliate of the Association of Mature American Citizens (AMAC), with over 2 million...
Should my Spouse be getting half of my Social Security amount? – Ask Rusty
Dear Rusty: I was referred to you to ask a question about Social Security benefits. I receive about $1,700 a...
Raise Your Voice for Election Integrity – AMAC Action Weekly Advocacy Update
Demand Documentary Proof of Citizenship for Federal Elections! The U.S. Election Assistance Commission (EAC) is considering a rule to require...
AMAC Supports Bill to Streamline Support for SSA Identity Theft Victims
This legislation offers a common-sense, compassionate solution by establishing a single point of contact within the Social Security Administration (SSA)...
Should I Claim Social Security Early Because it is Going Bankrupt? – Ask Rusty
Dear Rusty: My best friend is going to be 62 and wants to begin taking her Social Security immediately. Her...
Smucker, Beyer Introduce Claiming Age Clarity Act
Bipartisan Legislation Supported by BPC Action, AARP, AMAC Action Washington—Reps. Lloyd Smucker (PA-11) and Don Beyer (VA-08), members of the...
AMAC Supports Bill to Clarify Social Security Claiming Age Descriptions
September 10, 2025The Honorable Lloyd Smucker11th Congressional District of Pennsylvania302 Cannon House Office BuildingWashington, DC 20515 Dear Congressman Smucker, On...
I’d Like to Retire Early, but Don’t Want My Social Security Reduced – Ask Rusty
Dear Rusty: I will be 65 this year and my husband is 72 (he retired in 2019 at age 66)....
Can I Claim My Own SS Benefit Now and Get Half of My Husband’s Benefit Later? – Ask Rusty
Dear Rusty: I would like to get an answer concerning taking my Social Security benefit soon and switching to my...
I’m In Poor Health and Need to Know my Social Security Options – Ask Rusty
Dear Rusty: I plan to stop working very soon. My health is not good. I am 66 years old, born...
How Do I Apply for Social Security and Receive my Payments? – Ask Rusty
Dear Rusty: I’m ready to apply for my Social Security benefits, and I'm aware of how my benefits are calculated....
Social Security at 90…What’s the Future Look Like?
Social Security’s 90th birthday gives us pause to reflect on its legacy as one of the most successful social benefits...
Trump “Making Social Security Great Again” and Delivering for American Seniors
President Donald Trump marked the 90th anniversary of the Social Security Act during a White House event on Thursday by...
Why Hasn’t My SS Benefit Changed Because I Am Still Working? – Ask Rusty
Dear Rusty: I am currently receiving Social Security benefits while continuing to work full time. There are no restrictions on...
Understanding the 2025 Social Security COLA Increase
Social Security is a social insurance program where contributions are made through payroll tax. It was enacted in 1935 amid...
I’m Turning 70. When Should I Apply for Social Security? – Ask Rusty
Dear Rusty: I have a very simple question: I will turn 70 on September 20th and want to start my...
What is the Formula for Deciding When to Claim? – Ask Rusty
Dear Rusty: I am curious about the "formula" to decide when to take Social Security while still working. I am...
Why Can’t I Get My Social Security Payment Plus My Railroad Pension From My Ex-spouse? – Ask Rusty
Dear Rusty: I have a question. I now get a Railroad Pension from my ex-husband. I did not know it...
Can I Switch to a Taxi Driver Job Without Hurting my Social Security? – Ask Rusty
Dear Rusty: I opted to draw my Social Security retirement benefit early and work part time. The company I work...
When Will Funds Stolen from Social Security be Replaced? – Ask Rusty
Dear Rusty: When will the funds stolen from the SS Fund be replaced? They used Social Security when the government...
What About Non-career Veterans and Their VA Healthcare? – Ask Rusty
Dear Rusty: In your answer to the retired U.S. Navy veteran about why he is forced to enroll in Medicare,...
Can My Husband Work Part Time and Collect Social Security? – Ask Rusty
Dear Rusty: I am writing to you on behalf of my husband. His intentions are to go part time as...
EXPLAINER: Trump Tax Bill Can’t Eliminate Tax on Social Security – But It’s Still Good News for Seniors
As the U.S. Senate begins the process of marking up the budget reconciliation package that passed the House last month...
Social Security Questions Asked Over Coffee – Ask Rusty
Dear Rusty: My coffee conversations with a group of friends have resulted in several questions about Social Security: 1. What happens...
The Social Security Fairness Act – A Perspective
Unless you’ve been boycotting the media for the past six months, you’ve likely heard of recent legislation titled “The Social...
Trump’s Migrant Hunt Digs Into the IRS and Social Security
Against fierce resistance, the Donald Trump administration is enlisting the Internal Revenue Service and Social Security Administration in its crackdown on illegal...
President Trump Is Saving Social Security and Stopping Fraud – Don’t Believe Media Lies
Elected Democrats and many in the corporate media are attempting to sow chaos and confusion over the Trump administration’s long-overdue...
Democrats, Media Bury Elon Musk’s Explosive Revelations on Social Security Fraud
Elon Musk’s Department of Government Efficiency (DOGE) has once again revealed staggering levels of waste, fraud, and abuse within the...
Global Lawfare, Sanctuary Cities, and Social Security Saved? – AMAC Members React
Every day, AMAC members are chiming in on Newsline content in the comments section with their own bold takes and...
DOGE, Musk Find 5.5 Million Non-Citizens With Social Security Numbers, 1.13 Million On Medicaid, Many Registered To Vote As Trump Issues Election Integrity Executive Order
At a town hall question and answer with Elon Musk in Green Bay, Wis. on March 30 on behalf of Wisconsin Supreme...
The Social Security Misinformation War – AMAC Action Weekly Advocacy Update
The Social Security Misinformation War Rebecca Weber, CEO of AMAC, joined Rob Finnerty of Newsmax to break down the misinformation...
Slam the Scam
What is Slam the Scam and why is it important? Protecting one another National Slam the Scam Day is an...
Ways to Spot Social Security Scams
Why you should care Scamming is a billion-dollar industry The Federal Trade Commission reports that in 2023 alone, consumers lost...
Dems Cry Wolf as DOGE Targets Social Security Fraud
Fresh off its USAID victory, the Elon Musk-led Department of Government Efficiency (DOGE) has set its sights on exposing and...
Demystifying Social Security’s Full Retirement Age (FRA)
Once upon a time, there was no mystery about Social Security’s full retirement age – everyone received their full benefit...
The Social Security Fairness Act: A $200 Billion Boondoggle
Congress just passed a law that will give me (and millions of people like me) extra Social Security benefits that...
AMAC Foundation Assists Major News Organization
The 11th-hour Congressional approval of The Social Security Fairness Act—House Bill HR 82—has generated a burst of attention across the...
Will You Celebrate Giving Tuesday with the AMAC Foundation?
As we gather with loved ones this holiday season, there’s no better time to reflect on the power of generosity...
Trump Victory Is Economic Win for Seniors
Every group of Americans has been hard-hit by the soaring inflation and economic malaise of the Biden-Harris years – and...
Democrats Have Touched the Third Rail
Vice President Kamala Harris recently claimed that Trump’s policies would be “catastrophic” for Social Security and Medicare – an accusation...
Social Security Myths, and Misunderstandings
Social Security Myths are Pervasive In my efforts to explain Social Security to those who ask questions, it is often...
Rep. Jeff Duncan Says We Are ‘A Sovereign Nation and We Need to Secure Our Border.’
WASHINGTON DC, Oct 4 -- After 14 years of service, Rep. Jeff Duncan [R-SC] is retiring. As he put it, “at some point...
10 Ways to Boost Your Social Security Benefits
Social Security, combined with your 401(k) and IRA savings, can help you retire comfortably. Social Security was never meant to...
Will Speaker, GOP Move To Save Social Security & Medicare?
Promises for mass amnesty contained in the 2024 Democrat Party platform and floated by Kamala Harris herself mean that millions...
AMAC Backs Critical Legislation to Protect Medicare Amid Unprecedented Threat From Democrat Spending Bill
August 30 Washington, D.C. – As Democrats’ so-called “Inflation Reduction Act” threatens to send Medicare premiums skyrocketing, AMAC Action this...
AMAC Action Weekly Advocacy Update: No Social Security for Illegal Aliens
AMAC Backs Critical Legislation to Protect Medicare Amid Unprecedented Threat from Democrat Spending Bill As Democrats’ so-called “Inflation Reduction Act”...
10 Ways to Boost Your Social Security Benefits
Social Security, combined with your 401(k) and IRA savings, can help you retire comfortably. Social Security was never meant to...
Trump Is Right – We Should Eliminate Taxes on Social Security
Former President Donald Trump’s proposal to eliminate taxes on Social Security income has sparked a renewed debate about the benefits...
How Long It Takes to Get Your First Social Security Payment After Applying – Ask Rusty
Dear Rusty: If I were to apply for my Social Security retirement (I’m 68 on August 1), when could I...
8 Essential Tips for a Fulfilling Retirement
Retirement marks a significant transition in one's life, offering new freedoms but also bringing new challenges. As you navigate this...
Three Timely Interviews With Those ‘In The Know’
WASHINGTON DC, June 28 -- The Association of Mature American Citizens’ Better For America team was on hand at the...
AI and Social Security—Perfect Together? Maybe Not!
The headlong rush into artificial intelligence (AI) these days produces a steady stream of new players. As a concept though,...
Revisiting WEP and GPO
https://www.youtube.com/watch?v=ICnb7hcRXys One of the most nagging criticisms of the U.S. Social Security program is found in the persistent outcries of...
WEP and GPO: To Repeal or Not?
Just before last Christmas, Martin O’Malley was sworn in as Commissioner of Social Security. His term will run through January...
All About Early Retirement
What is early retirement?Early retirement typically refers to the decision to retire from the workforce before reaching the traditional retirement...
AARP’s Election Year Playbook on Social Security Means Seniors Lose
We are about a month away from the First in the Nation presidential primary, and special interest groups are out...
Social Security Administration Feeling the Heat…AMAC Foundation is the Answer!
Amid a steady stream of backlash and criticism, Social Security Administration (SSA) officials find themselves in a defensive stance as...
Common Social Security Misconceptions
Social Security was established to give economic security to the elderly. The Social Security Bill was signed into law on...
Demystifying Social Security Spouse Benefits
Among Social Security’s myriad regulations, few topics are more misunderstood than spouse benefits. Terminology is important here – “spouse benefits”...
Social Security Basics
Social Security weighs on the minds of many people, from folks experiencing retirement to those in the initial stages of...
Social Security Myths
Social Security is a social insurance program that consists of retirement, disability, and survivor benefits. It is funded by the...
Inflation Killing Older Americans
Inflation is killing older Americans, plain and simple. Unless corrected, Democrat overspending and cuts to fuel production will have a...
2024 Cost of Living Adjustment (COLA) Announced!
As expected, on October 12th the government announced the Cost of Living Adjustment (COLA) for the forthcoming year. Consistent with...
Retirement Experts Warn ‘There Are Going to be Losers’ Because of Social Security Insolvency
Last week, CNBC hosted a Twitter Space titled “Will Social Security always exist? What you need to know” to discuss...
Chairman Smith: Cost-of-Living Adjustment Is Cold Comfort for Seniors Wrecked by Biden’s Cost-of-Living Crisis
WASHINGTON – House Ways and Means Committee Chairman Jason Smith (MO-08) released the following statement after the Consumer Price Index showed...
President Trump speaks out on AMAC Presidential Town Hall
https://www.youtube.com/watch?v=xC1v_mSb0QUWASHINGTON DC, Oct 13 -- It was a rare opportunity when President Donald Trump sat down for a wide-ranging interview...
Social Security: What is the Cost-of-Living (COLA) Increase for 2024?
LADY LAKE, FL, Sep 18 - Calls have already started coming in regarding the cost-of-living increase or COLA Increase in...
State Fair Answer Key
AMAC Magazine Exclusive - Vol. 17 Issue 5- SEP/OCT '23 Read the full digital version of the AMAC Magazine issue...
Biden Plan for Social Security Leads to Major Cuts in Retirement Benefits Checks
President Joe Biden has repeatedly tried to distract Americans by calling for Republicans to keep their hands off Social Security...
Ways to Prevent Offline Identity Theft and Fraud
By: Travelers While much of the news coverage about identity theft is centered around online fraud, it frequently happens offline...
5 Financial Regrets of Retirees and What to Learn From Them
Looking back on our life choices, it’s sometimes easy to beat ourselves up over them. We recently polled AMAC members...
AMAC Magazine Exclusive Quiz Answer Key
<-- ENTER TEXT IN THE BOX ON THE LEFT
AMAC Magazine Exclusive Scamming Update
Keeping Up With Email Scams & Learning About Two Of The Latest by AMAC, D.J. Wilson Scam # 1 –...
What If I Delay but Die Before Claiming Social Security? Ask Rusty
Dear Rusty: Hypothetically, if I plan to sign up for Social Security at 70 and pass away before that, I...
How Well Can You Do on the Social Security Knowledge Quiz?
The Massachusetts Mutual Life Insurance Company has released its annual Social Security retirement benefits quiz results where 1,500 Americans nearing...
I’m Approaching 65 – Should I Claim Social Security? – Ask Rusty
Dear Rusty: I am fast approaching 65 (in August) and plan to continue working full time. I would like to...
Will Social Security Create Money-Saving Challenges?
Seniors on fixed incomes regularly face money saving challenges. Social Security is a lifeline for most, but those benefits replace...
I’m Concerned About Social Security Solvency-Ask Rusty
Dear Rusty: I retired at age 58. My husband and I worked 40 years of employment each. I had a...
Ask Rusty – Should Octogenarians Tell Social Security They Married?
Dear Rusty: We were married two years ago at ages 78 and 81. Do we need to do anything with...
AMAC Foundation Update – April 2023
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
Ask Rusty – About “Survivor” Benefits vs. “Spousal” Benefits
Dear Rusty: I will be 70 in August and will file my application for benefits in May. I know I’ll...
Top Three Moments from Social Security Subcommittee Hearing on the Program’s Fundamentals
WASHINGTON, DC – At a Social Security Subcommittee hearing to establish a fact-based foundation and understanding about the imbalance in Social...
Social Security Subcommittee Chairman Ferguson – Hearing on Social Security Fundamentals: A Fact-Based Foundation
"Social Security is a multi-generational program, which is why we need to address the needs of Americans today and the...
Ask Rusty – About Social Security Benefits for My Minor Children
Dear Rusty: I will be 62 in 2024 and am considering starting benefits at that time. I will have two...
Ask Rusty – Why Can’t I Get Social Security Disability on My Own or My Husband’s Record?
Dear Rusty: I am considered disabled by State of Washington doctors, but Social Security has turned me down three times...
Ask Rusty – What Can I Earn in My First Year Collecting Social Security?
Dear Rusty: My 62nd birthday is in late August of this year. I would like to start collecting Social Security,...
AMAC Foundation Update – March 2023
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
Retired Public Servant Feels Government Pension Offset is “Unjust”
Dear Rusty: I’m a retired firefighter and live in Ohio. I earned Social Security from my side employment, but the...
Ask Rusty – Why Should a Non-working Spouse be Entitled to Social Security Benefits?
Dear Rusty: Why can a non-working spouse claim half of their working spouse’s benefit even though they have not contributed...
Ask Rusty – Widow Stung by Social Security’s “Claw Back” Rule
Dear Rusty: My husband of 48 years died on December 30th, and he received a Social Security direct deposit for...
Ask Rusty – How Do I Withdraw My Application for Social Security?
Dear Rusty: I will be 67 next month and reached my full retirement age in July 2022. My wife and...
Ask Rusty – Cutting Social Security Will Make Me Lose My Home!
Dear Rusty: Politicians are talking about taking money from Social Security, but I need that money to support my daughter...
AMAC Foundation Update – February 2023
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
Ask Rusty – What’s the Best Way to Start Receiving My Survivor Benefit?
Dear Rusty: When one becomes a widow/widower, what is the most efficient way to start receiving the deceased's monthly Social...
Social Security and Entitlements: How the Democrats Lied to Voters Before Midterm Election
Election season can be a stressful time of year. At some point in our lives we’ve all experienced it. You...
Ask Rusty – Can International College Students Get Social Security Benefits?
Dear Rusty: We have hosted international college students for years, all of whom needed to apply for a Social Security...
Ask Rusty – About Social Security’s “First Year Rule”
Dear Rusty: I'm considering filing for my SS at age 64 in February, before my full retirement age of 66...
Ask Rusty – Canadian Expat Angry About His Reduced U.S. Social Security
Dear Rusty: I am a 62-year old Canadian expat who has lived in the U.S. for the last 30-years. I...
Social Security Raise – Too Late for Seniors Affected by Inflation?
WASHINGTON, DC, Jan 25 -- For the second year in a row the Social Security Administration promised seniors big boosts...
Ask Rusty – What Counts for Social Security’s Earnings Limit?
Dear Rusty: I retired on February 1st of this year (2022). I collect a pension from my employer plus a...
Ask Rusty – Will My Work Earnings Affect My Social Security Benefits?
Dear Rusty: I am presently 67 years of age and am still working full time. I am receiving Medicare coverage,...
AMAC Foundation Update – December 2022
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
AMAC Magazine Christmas Trivia Answer Key
a message from AMACAMAC welcomes all members to join us in this AMAC Magazine Exclusive Christmas Trivia fill-in-the-blank. We strive to...
Ask Rusty – Will the Family Maximum Limit My Benefits?
Dear Rusty: I have a question about the family maximum SS retirement benefit. As I understand it, if the breadwinner...
Ask Rusty – Should I Claim Social Security Now?
Dear Rusty: I am 68 years old, born in July 1954. I have the credits necessary to qualify for benefits....
Ask Rusty – Can A Working Widow Collect Survivor Benefits?
Dear Rusty: I'm 63 and still employed. My husband passed away 7 years ago at the age of 58. Am...
Ask Rusty – For Some Simple Guidance About Medicare
Dear Rusty: I’m nearing 68 years old, have never signed up for Medicare but thinking that I should look into...
Democrats Latest Lies About Social Security
In the days and weeks before Election Day, it is common for the rhetoric to heat up on the campaign...
Ask Rusty – How Do I Avoid Pitfalls and Get Maximum Social Security?
Dear Rusty: I turned 70 in June of this year and want to start receiving Social Security benefits. I am...
AMAC Foundation Update – October 2022
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
Biden And Democrats Are Failing America’s Seniors
By - RNC Chairwoman Ronna McDaniel As costs for everyday goods soar and the U.S. economy spirals under Biden and...
Breaking: Biden-flation Leads to Largest Social Security Cost of Living Adjustment in 40 Years, Will Cause Benefit Cut Sooner Than Expected
This week the Social Security Administration announced beneficiaries will receive an 8.7% cost of living adjustment (COLA) for the year 2023. This...
AMAC Foundation Update Infographic – September 2022
The AMAC Foundation is pleased to present our monthly update infographic! Each month we want to provide you with some...
Ask Rusty – Octogenarian Asks About Wife’s Spousal and Survivor Benefits
Dear Rusty: I am now 80 and my wife is 76, and we both took early Social Security benefits at...
Ask Rusty – About Applying for Social Security Benefits
Dear Rusty: I will be turning 65 this December and will most likely continue working until July of 2024 at...
Ask Rusty – Surviving Spouse Benefits Explained
Dear Rusty: If I file at age 63 what percentage does my wife receive if I die? Does this percentage...
Ask Rusty – About the “Restricted Application for Spousal Benefits Only”
Dear Rusty: You wrote an article about a man who was collecting spouse benefits but was applying for his own...
AMAC Foundation Update Infographic – August 2022
The AMAC Foundation is pleased to present our monthly update infographic! Each month we want to provide you with some...
Ask Rusty – Younger Widow Asks About Collecting Survivor Benefits
Dear Rusty: My husband died several years ago in 2019. It is my understanding that I should be receiving some...
Ask Rusty – Can My Wife Claim a Spouse Benefit First?
Dear Rusty: I have been getting Social Security since age 66. My wife turned 62 in June. We are thinking...
Ask Rusty – What Are My Wife’s Benefits While I’m Living and as My Widow?
Dear Rusty: I will be 70 in January and my wife will be 65 in February, at which time we...
AMAC Foundation Update Infographic – July 2022
The AMAC Foundation is pleased to present our monthly update infographic! Each month we want to provide you with some...
Ask Rusty – Do My Canadian Earnings Count Toward U.S. Social Security?
Dear Rusty: I am a 62 year old Canadian holding a green card and I have lived in the US...
Ask Rusty – How Do We Apply for My Wife’s Spousal Benefit?
Dear Rusty: I am 70 years old and just started receiving my Social Security benefits about 4 months ago and...
Ask Rusty – I’m 78 and Still Working; Should I Apply for Social Security?
Dear Rusty: I am 78, still working, have a good healthcare plan and I make a nice salary. Can I...
A Beginner’s Guide to Social Security
This article first appeared on Mediaplanet Future of Personal Health For many folks, retirement is a destination. Thoughts of someday...
Ask Rusty – What Benefits Do My Wife, and my Ex-wife, Get If I Die?
Dear Rusty: I am a 77 year old married male. I am retired and started drawing Social Security at age...
Ask Rusty – About Working While Collecting Early Benefits
Dear Rusty: How much would be withheld from my social security benefits? I am 62 and can claim about $1,900...
Ask Rusty – I’m Getting Spouse Benefits – What Happens to My Own?
Dear Rusty: I was born in late 1951. When I retired 5 years ago, I was made aware that my...
Seniors Are Taking the Punch for the State of America’s Economy
WASHINGTON, DC, June 23 -- If any segment of the population is hard hit by the rising cost of healthcare,...
Ask Rusty – Will Claiming Early Affect My Wife’s Survivor Benefit?
Dear Rusty: My wife will be turning 62 and eligible to collect Social Security this year. We realize it will...
Ask Rusty – How Does Social Security Disability Work with Private Disability Insurance?
Dear Rusty: If someone is collecting long-term disability through their company and the company states the employee also must apply...
Congress Ignores Pressing National Business While It Obsesses on Jan. 6
As the House Select Committee to Investigate the Jan. 6 Attack on the United States Capitol starts public hearings, we...
Ask Rusty – I’m A Widower With 3 Minor Children – What About Social Security?
Dear Rusty: My wife passed away a few days ago and I have three children - ages 15, 11, and...
Ask Rusty – Can My In-laws Get Supplemental Security Income?
Dear Rusty: I am wondering what the income limit is for Supplemental Security Income (SSI) eligibility. My in-laws are in...
Ask Rusty – Must I Pay Income Tax on Social Security Benefits?
Dear Rusty: I do not recall the rules on my income tax obligation for Social Security benefits. Can you please...
Ask Rusty – Will My Husband’s Benefits Continue After He Dies?
Dear Rusty: My husband is 65 and I am 55. He has recently been diagnosed with terminal lung cancer. My...
Ask Rusty – Will Paying the IRS Quarterly Increase My Social Security?
Dear Rusty: I waited to sign up for Social Security until I turned 70 last month so I would qualify...
Ask Rusty – Can a Widower Get Full Survivor Benefits Early?
Dear Rusty: My wife passed from COVID-related heart disease in 2020, just short of her 65th birthday. I will be...
Ask Rusty – I’m Working; Why Hasn’t My Social Security Benefit Increased?
Dear Rusty: I will be 72 in July. I started taking my Social Security at age 64 after a job...
AMAC’s Medicare Tip of the Week: Know Your Payment Options
When it comes to paying your Medicare premiums, it's good to know how each payment option works. Don't get caught...
Ask Rusty – About Payroll Tax and Income Tax on Social Security
Dear Rusty: Is it possible for you to go over how the Federal withholding tax is computed on Social Security...
Ask Rusty – Will My Wife Get a Spouse Benefit When I Claim at 70?
Dear Rusty: My wife started receiving her social security at 65 (her full retirement age), and she will be 69...
Ask Rusty – About the Earnings Test and Taxation of Social Security Benefits
Dear Rusty: I'm 63, married, and we file a joint tax return. If I claim Social Security now and keep...
Ask Rusty – Should I Claim Early Due to Social Security’s Financial Condition?
Dear Rusty: I plan on retiring at 62, one year from now. I have been coached to (if financially possible)...
Ask Rusty – Do Immigrants Get Social Security Benefits?
Dear Rusty: I am 90 and a long-time Social Security recipient - I signed up at age 62, which I...
Ask Rusty – My Husband Still Works; Must He Enroll in Medicare at age 65?
Dear Rusty: There is confusion between my husband and me on when he should file for Medicare. My husband will...
Ask Rusty – Please Help Us with Social Security Planning
Social Security Dear Rusty: Would you please advise on my wife and my Social Security planning? I'm 69 & 2...
Ask Rusty – I’m Confused About Taking Medicare and Social Security
Dear Rusty: I just turned 64 and now get stuff about Medicare and Medigap and so on. I really don’t...
AMAC Foundation 2021 Annual Report Now Available
The AMAC Foundation’s 2021 Annual Report has received Board approval and is now available for inspection on the Foundation website’s Resources page....
Ask Rusty – About Survivor Benefits for Minor Children
Dear Rusty: My nephew died suddenly at 50 years of age and left 2 children, ages 17 and 14. He...
Ask Rusty – Swiss Immigrant Asks About Spouse Benefits
Dear Rusty: I am originally from Switzerland. I moved to the States, got married in 2012, and became a US...
Ask Rusty – Will My Social Security Benefits Ever Be Non-Taxable?
Dear Rusty: If we take our Social Security at our full retirement age (66 years and 6 months for both...
Ask Rusty – Will I Have Any Social Security Benefits?
Dear Rusty: I’m 60 years of age and wonder if I will have any Social Security retirement benefits. After all,...
Ask Rusty – Is My Analysis of my Wife’s Social Security Correct?
Dear Rusty: I am 63, and my wife is exactly 4 ½ years younger than me to the day. I...
Ask Rusty – How Do I Get Back Benefits Withheld Due to the Earnings Limit?
Dear Rusty: If I work and take Social Security before my full retirement age, how can I find out how...
Ask Rusty – I Have Medicare Advantage – Why Is a Medicare Premium Deducted from my Social Security?
Dear Rusty: My wife and I have a Medicare Advantage Plan, and we do not use Medicare for our claims....
Ask Rusty – Should I Quit Work to Preserve My Social Security Benefit?
Dear Rusty: I recently took a big pay cut in my job. Several older friends have advised that I not...
Should I Take Social Security Even If I Don’t Need It? Ask Rusty
Dear Rusty: I am 66 years plus 8 months old, am still working making six figures, and can support myself....
I Have VA Coverage; Should I Get Medicare Part B? Ask Rusty
Dear Rusty: I am a 74-year-old veteran enrolled with the VA. I have never had Medicare Part B. Should I?...
AMAC Foundations Social Security Advisory Service Reaches Another Milestone!
20,000th Counseling Session Now In The Books The AMAC Foundation officially opened its doors to the community in mid-2014, with...
How Do I Apply for Social Security Benefits? Ask Rusty
Dear Rusty: I would like some advice concerning Social Security. In January, I will be 62.5 years old. I was...
Ask Rusty – Social Security’s WEP is Unfair – I Want My Money Back!
Dear Rusty: How can a foreign company pay into the U.S. Social Security system? I worked in Barbados before I...
Should I Take My Widower Benefit Now? Ask Rusty
Dear Rusty: I lost my wife 7 years ago. I was told that I could possibly collect 30 to 35%...
About Computing COLA and Congressional Pay Increases – Ask Rusty
Dear Rusty: What determines the amount of the cost of living increase for Social Security as compared to the cost...
Why Is My Medicare Part B Premium So High? Ask Rusty
Dear Rusty: Social Security is deducting $297 per month for my Medicare Part B coverage. I have what's called a...
About Paying SS Tax While Still Working – Ask Rusty
Dear Rusty: Upon being let go in 2009 at age 65 from my full-time job of 30 years, I immediately...
Ask Rusty – Is Waiting until 70 Still the Best Plan to Maximize Social Security?
Dear Rusty: My wife started her Social Security at 62 in March 2017, and I filed a Restricted Application to...
A Raise That Isn’t and a “New Normal” Few Like
The Social Security Administration announced on October 13th that the cost of living adjustment (COLA) for 2022 will be 5.9%....
Ask Rusty – Is Taxing Social Security Fair?
Dear Rusty: Taxing Social Security benefits isn’t fair. It would benefit everyone if seniors could earn as much as possible without...
About the Basics of Applying for Social Security – Ask Rusty
Dear Rusty: I am planning to apply for Social Security in May of 2022 and would like to understand how to...
If I Die, What Happens to the Social Security Taxes I Paid? – Ask Rusty
Dear Rusty: I have heard that when my wife and I pass, the government keeps all we have paid into...
Will My Social Security Be Reduced in the Future? – Ask Rusty
Dear Rusty: I started Social Security about 2 years ago, and I thought that the monthly benefit amount stated to...
Is My COLA Increase Based on My Current SS Benefit? – Ask Rusty
Dear Rusty: I started collecting SS when I turned 70 to maximize my income. One factor that is never mentioned...
Will Retiring Early from Work Affect my Social Security? – Ask Rusty
Dear Rusty: I stopped working at age 55, well before my full retirement age of 66 years and ten months....
About Including “COLA” in Benefit Projections – Ask Rusty
Dear Rusty: In your reply to "Confused Senior" about when to claim Social Security benefits, I noticed that you did...
Is It Always Best to Wait Until Age 70 to Claim Social Security? – Ask Rusty
Dear Rusty: I'm 66 years old and still (self) employed as a home builder. I have not taken Social Security...
The TRUST Act: Taking the First Step Towards Entitlement Reform
These days, trust is hard to come by, especially when it’s Uncle Sam who is talking to you. We’ve all...
Does Paying SS Tax Now Increase My Benefit? – Ask Rusty
Dear Rusty: I started drawing my benefits at age 62 due to being laid off from my job at age...
Welfare, Unemployment, and Social Security
What do welfare programs like food stamps, unemployment compensation, and the Social Security program have in common? The answer is...
My Social Security Income Hurts When I File My Taxes – Ask Rusty
Dear Rusty: I am getting hammered with taxes on my Social Security (SS). I am retired and draw a meager...
I’m Terminal; What Are My Wife’s Options as My Survivor? – Ask Rusty
Dear Rusty: I’m 60, and my wife is 62. I have terminal Stage IV prostate cancer, but my wife is...
Biden Administration Seems Reluctant to Deal with the Potential Social Security and Medicare Problems
WASHINGTON, DC, July 28 -- There is a consensus that Social Security and Medicare are in desperate need of a...
Should I Claim Social Security at 62, or Wait Longer? – Ask Rusty
Dear Rusty: I turn 62 next year, and I am getting different answers to my questions, so I hope you...
When Should I Claim My Survivor Benefit? – Ask Rusty
Dear Rusty: My wife passed away in 2014. I'm 60 years old and have been retired since August 2020. I...
Why Can’t I Get Survivor Benefits from My Husband? – Ask Rusty
Dear Rusty: My husband and I were only married 5 years before he passed away from cancer. I am 61...
Why Did Social Security Ask My Mother This Question? – Ask Rusty
Dear Rusty: When my father passed away and we went to update my mother’s Social Security benefits, a question arose...
Ask Rusty – Will My UK Pension Affect My US Social Security?
Dear Rusty: I am 57 years old, was born in the UK, and since 1988 have worked in the US....
Social Security Affected by Persistent Unemployment Checks
Many economists and Republican governors have been fuming for months now about the so-called "Biden bonus" of paying people an...
Social Security’s Problems Should be Above Politics and Pandering
A plethora of bills are routinely introduced in every new Congress, mostly by Democrats, promising higher benefits, whether in the...
Should My Wife Wait Until Age 70 to Claim? – Ask Rusty
Dear Rusty: I’m 74 and receiving my Social Security benefits. My wife is 68 and we are delaying her benefits...
Will My Widow’s Benefit Replace My Own SS? – Ask Rusty
Dear Rusty: My husband is 76, retired for 4 years, and receiving Social Security. I am only 59 and still...
Will Inheritance Money Affect My Social Security? – Ask Rusty
Dear Rusty: I will turn 66 this year and am considering claiming my Social Security. I have already applied for...
Pandemic Should Reinforce Need for Savings & Social Security PLUS
If there’s one thing the global pandemic should have taught us, let’s hope saving money for unforeseen events is one...
Biden’s Virus Relief Plan Threatens to Trigger Medicare Cuts
President Joe Biden’s $1.9 trillion coronavirus relief package would trigger cuts to Medicare and other programs early next year unless Republicans...
The Fight Goes on to Eliminate Income Taxes on Social Security and Railroad Retirement Benefits
WASHINGTON, DC, Feb 12 – “We’re not giving up on our efforts to eliminate the unfair income tax on Social...
A Universal Social Security Program?
With Social Security’s finances in the spotlight these days, especially since COVID-19 devasted the U.S. economy, there is no shortage...
AMAC Seeks End to “The Tax on Aging”
WASHINGTON, DC, Oct 2 -- “No one likes to pay taxes. But, it can be downright painful if you are...
AMAC Revamps Social Security Guarantee. Notes Now More Important Than Ever.
AMAC believes the promise to guarantee Social Security for all Americans must be kept. Our goal since first introducing our...
White House Denies Dems’ Claim Payroll Tax Suspension Will Damage Social Security
President Donald Trump’s recent Executive Order suspending payroll tax collection will put extra money in millions of Americans’ pockets without hurting the Social Security program, according to...
AMAC Backs Reform of the Social Security WEP Clause that Penalizes Private Sector Workers
WASHINGTON, DC, July 24 -- AMAC Action is calling for reform of the Windfall Elimination Provision [WEP]. “It does a...
Will Selling Large Asset Affect Wife’s Social Security? – Ask Rusty
Dear Rusty: If I have reached full retirement age (FRA) and wish to sell a $500,000 asset, will it affect...
Worker Received Overpayment Notice from Social Security – Ask Rusty
Dear Rusty: I have a problem with Social Security. They told me if I went over the annual earned income...
Seniors Are Under Pressure to Repay Student Loans, says AMAC
The GAO says those with federal student loans in default may have Social Security benefits withheld WASHINGTON, DC - Millions...
Download the AMAC App
No News found.
Follow Us
© 2026 AMAC, Inc. / AMAC Senior Resources Network. All Rights Reserved.
The Association of Mature American Citizens (AMAC) is here to protect your interests, and to offer an alternative perspective on how to best solve the problems seniors face today. We need you. America needs you.