Short-Term Medical Coverage

Q: Do I need to be an AMAC member?

Yes. These Short-Term Medical options are designed specifically for AMAC members who are under age 65.

Q: Is Short-Term Medical the same as major medical insurance?

No. Short-Term Medical is limited-duration coverage meant to help during a gap. It may not cover pre-existing conditions or all essential health benefits.

Q: Does this replace Medicare?

No. Short-Term Medical is transitional coverage before you become eligible for Medicare. When you’re ready, AMAC can also help you review Medicare options.

800-255-4199

800-255-4199

Affordable, Short-Term Medical Insurance for AMAC Members Under 65

Affordable, flexible medical coverage for transitional life moments. Whether you’re between jobs, self-employed, or waiting for Medicare.

Get your no obligation quote!

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What does short-term medical cover?

Doctor Visits

Routine and sick-visit appointments.

Emergency Room & Urgent Care

Sudden illness or injury.

Hospital Stay

Inpatient care, surgeries, and major procedures.

X-Rays & Lab Tests

Diagnostics, imaging, and lab work.

Who is short-term medical for?

PRE-MEDICARE

Waiting For Medicare

You are approaching age 65 and need coverage until your Medicare begins.

SELF-EMPLOYED

Independent Workers

You’re self-employed or working contract jobs and want flexible medical protection.

NEED COVERAGE FAST

Between Jobs

You recently lost job-based coverage and need affordable coverage now.

ENROLLMENT WINDOW

Missed Enrollment

You are outside the Health Insurance Marketplace Open Enrollment window and still need coverage.

* Coverage varies by state and plan. A licensed AMAC Insurance specialist will go over the details with you.

How it works

Share a Few Details

Tell us who you are, where you live, and when your current coverage ends.

Compare Plan Options

We outline Short-Term Medical plans available in your state and your budget range.

Review Benefits & Exclusions

We walk through deductibles, limits, exclusions, and what’s covered and what's not.

Enroll When You’re Ready

Once you choose a plan, we guide you through the application and start date.

Frequently asked questions

Do I need to be an AMAC member?

Yes. These Short-Term Medical options are designed specifically for AMAC members who are under age 65.

Is Short-Term Medical the same as major medical insurance?

No. Short-Term Medical is limited-duration coverage meant to help during a gap. It may not cover pre-existing conditions or all essential health benefits.

How long can I keep Short-Term Medical coverage?

Maximum duration and renewability depend on the plan and the state where you live. Where offered, Short-Term Medical plan durations can range from 1-36 months. Your AMAC specialist will explain the rules that apply to you.

Does this replace Medicare?

No. Short-Term Medical is transitional coverage before you become eligible for Medicare. When you’re ready, AMAC can also help you review Medicare options.

This information is brought to you by AMAC Senior Resources Network. Our team of licensed, certified agents help thousands of Americans navigate the insurance landscape each year. Our goal is to educate and inform in ways that allow you to confidently make decisions about your health and related coverages.