social security and federal debt

Social Security and Federal Debt: An Ongoing Debate

Pew Research Center recently observed1 that the U.S. federal debt is a growing concern among the American public, with now more...

social security benefits form

Demystifying When to Claim Social Security Retirement Benefits

Claiming Window Is 8 Years Long  Perched high on our list of Frequently Asked Questions is this: “When should I...

social security

Why is My Social Security Retirement Benefit So Small? – Ask Rusty

Dear Rusty:  Can you help me understand? I have paid into Social Security since I started working in 1978. I did...

old couple looking at social security FRA and benefits

Retirement Security for Couples

We encourage Americans to focus on saving for their so-called “golden years.” Saving for retirement is, of course, important, but...

veteran social security

Am I Entitled to More Social Security as a Veteran? – Ask Rusty

Dear Rusty: I served in the U.S. Army from July 1964 to July 1967. Am I eligible for a higher...

social security retirement plan

About Claiming Social Security Early and Investing It – Ask Rusty

Dear Rusty:  I am a 63-year-old single lady, and I have questions regarding Social Security "early retirement," though I will...

social security, ex-spouse benefits in retirement

I’m Divorced; Can I Get Benefits from my Ex-husband? – Ask Rusty

Dear Rusty: After 16 years of marriage, we were divorced. I have never remarried, but he has. When he starts collecting...

social security benefits, money and ss card

Why Didn’t My Friend’s Wife Get All Her SS Immediately? – Ask Rusty

Dear Rusty: A friend told me about what he believes is a strange thing in the Social Security system. His...

Serious worried senior couple reading documents calculating bill. Serious worried senior couple calculating bills to pay or checking domestic finances stressed of debt, retired elderly old family reading documents concerned about loan bankruptcy money problems

When One Social Security Check Disappears: A Retirement Risk Many Couples Overlook

For many hard-working American couples, Social Security is the backbone of retirement income. It’s reliable, predictable, and often assumed to...

spouses, social security spousal benefits

My Wife Believes She Can Get a Spouse Benefit While I’m Still Alive; Can She? – Ask Rusty

Dear Rusty: A friend of my wife told her, and she believes, she could receive a Social Security benefit based...

WOODLAWN, MARYLAND - MARCH 19: A sign in front of the entrance of the Security Administration's main campus on March 19, 2025 in Woodlawn, Maryland. Elon Musk's Department of Government Efficiency (DOGE) has announced plans to eliminate thousands of agency positions as well as numerous regional and local Social Security offices. (Photo by Kayla Bartkowski/Getty Images)

Inspector General Report Confirms Significant Customer Service Improvements at Social Security

Baltimore, MD — Today, the Social Security Administration (SSA) Office of the Inspector General (OIG) released its highly anticipated audit of...

social security disability

I’m on SS Disability; Should I Switch to Regular Social Security? – Ask Rusty

Dear Rusty: Should I take my Social Security now at age 62, or wait till I am 65? I've been...

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