earnings
Help! SSA Says I’m Not Eligible for Benefits – Ask Rusty
Dear Rusty: Help!! The Social Security Administration says I didn’t pay enough into my Social Security account, despite being a...
About Social Security’s “First Year Rule” and Withdrawing from SS -Ask Rusty
Dear Rusty: I am 63 years old, and about to apply for my Social Security benefits. I am self-employed but...
Eliminating the Taxable Maximum: An Easy Fix for Social Security? You decide.
During the early months of every year, Social Security solvency conversations frequently single out the provision that exempts wages above...
I’m Still Working; Why Didn’t I Get a Higher Social Security Benefit? – Ask Rusty
Dear Rusty: I began collecting benefits at age 72 and am now 78. Since that time, I have continued to...
Social Security Survivor Benefits – Part 2
Understanding the “Widow Limit” The “widow limit” rules apply in situations where the higher-earning spouse took their benefits early, such as...
My Friend Is 65; Shouldn’t She Be Exempt From Medicare Payroll Taxes? – Ask Rusty
Dear Rusty: My girlfriend is 65 and she just enrolled in Medicare. She is still working full time as a nurse,...
I’m Still Working; Why Didn’t my Benefit Amount Increase? – Ask Rusty
Dear Rusty: I have been working somewhat consistently since commencing my Social Security benefit income. I’ve been collecting since my...
Why is My Social Security Retirement Benefit So Small? – Ask Rusty
Dear Rusty: Can you help me understand? I have paid into Social Security since I started working in 1978. I did...
Am I Entitled to More Social Security as a Veteran? – Ask Rusty
Dear Rusty: I served in the U.S. Army from July 1964 to July 1967. Am I eligible for a higher...
The Obamacare Secret at the Heart of the Shutdown: Insurers Made Billions at Taxpayer Expense
The 42-day federal shutdown forced by Democrats thrust the economics of Obamacare into the limelight, and exposed an uncomfortable truth:...
Social Security Statements
Learn about this important document and why government accuracy counts! A Social Security Statement is a document that outlines earning...
Why Hasn’t My SS Benefit Changed Because I Am Still Working? – Ask Rusty
Dear Rusty: I am currently receiving Social Security benefits while continuing to work full time. There are no restrictions on...
Can I Switch to a Taxi Driver Job Without Hurting my Social Security? – Ask Rusty
Dear Rusty: I opted to draw my Social Security retirement benefit early and work part time. The company I work...
Can My Husband Work Part Time and Collect Social Security? – Ask Rusty
Dear Rusty: I am writing to you on behalf of my husband. His intentions are to go part time as...
War on Working Women, Minorities: Biden-Harris Policies Strangling Middle Class
As the 2024 presidential race heats up, a crucial question looms: How have American workers fared under the Biden-Harris administration...
Ask Rusty – About Social Security Benefits for My Minor Children
Dear Rusty: I will be 62 in 2024 and am considering starting benefits at that time. I will have two...
Ask Rusty – What Can I Earn in My First Year Collecting Social Security?
Dear Rusty: My 62nd birthday is in late August of this year. I would like to start collecting Social Security,...
Ask Rusty – About Social Security’s “First Year Rule”
Dear Rusty: I'm considering filing for my SS at age 64 in February, before my full retirement age of 66...
Ask Rusty – What Counts for Social Security’s Earnings Limit?
Dear Rusty: I retired on February 1st of this year (2022). I collect a pension from my employer plus a...
Ask Rusty – Retired Federal Employee Has Small Social Security Benefit
Dear Rusty: When I started getting Social Security at 62, I was told by the SS office I would get...
Ask Rusty – Younger Widow Asks About Collecting Survivor Benefits
Dear Rusty: My husband died several years ago in 2019. It is my understanding that I should be receiving some...
Ask Rusty – Do My Canadian Earnings Count Toward U.S. Social Security?
Dear Rusty: I am a 62 year old Canadian holding a green card and I have lived in the US...
Ask Rusty – I’m 78 and Still Working; Should I Apply for Social Security?
Dear Rusty: I am 78, still working, have a good healthcare plan and I make a nice salary. Can I...
Ask Rusty – About Working While Collecting Early Benefits
Dear Rusty: How much would be withheld from my social security benefits? I am 62 and can claim about $1,900...
Ask Rusty – Will My Husband’s Benefits Continue After He Dies?
Dear Rusty: My husband is 65 and I am 55. He has recently been diagnosed with terminal lung cancer. My...
Ask Rusty – I’m Working; Why Hasn’t My Social Security Benefit Increased?
Dear Rusty: I will be 72 in July. I started taking my Social Security at age 64 after a job...
Ask Rusty – About the Earnings Test and Taxation of Social Security Benefits
Dear Rusty: I'm 63, married, and we file a joint tax return. If I claim Social Security now and keep...
Ask Rusty – How Do I Get Back Benefits Withheld Due to the Earnings Limit?
Dear Rusty: If I work and take Social Security before my full retirement age, how can I find out how...
Ask Rusty – Should I Quit Work to Preserve My Social Security Benefit?
Dear Rusty: I recently took a big pay cut in my job. Several older friends have advised that I not...
Should I Take My Widower Benefit Now? Ask Rusty
Dear Rusty: I lost my wife 7 years ago. I was told that I could possibly collect 30 to 35%...
Why Can’t I Get Survivor Benefits from My Husband? – Ask Rusty
Dear Rusty: My husband and I were only married 5 years before he passed away from cancer. I am 61...
Ask Rusty – Will My UK Pension Affect My US Social Security?
Dear Rusty: I am 57 years old, was born in the UK, and since 1988 have worked in the US....
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