retroactive benefits social security

Should I Ask for Retroactive Benefits? – Ask Rusty

Dear Rusty: I turn 70 next month, October 3, and am making an application for Social Security benefits to begin...

Graph depicting an upward trend for the Social Security COLA increase of 2.8%

Understanding the 2026 Social Security COLA: What Seniors Need to Know

After weeks of anticipation and a two-week delay, the Social Security Administration has announced the cost-of-living adjustment (COLA) for 2026....

older couple creating social security account, SSA

Do I Need to Sign Up for an Online Social Security Account? – Ask Rusty

Dear Rusty: I recently I heard the tail end of a radio program which was discussing “signing up for my...

social security statement

Social Security Statements

Learn about this important document and why government accuracy counts! A Social Security Statement is a document that outlines earning...

senior confused about social security

How Do I Navigate the Social Security Maze? – Ask Rusty

Dear Rusty: I am a woman, turning 65 this October (2025). It seems that deciding when to claim Social Security...

older couple, social security

Should I Take Social Security Now, or at age 70? – Ask Rusty

Dear Rusty: I was born in April 1958, and my plan has been to take my Social Security at age...

SSDI social security disability insurance

When Will My Disability Become My Regular Social Security? – Ask Rusty

Dear Rusty: I hope you can answer this question. I’m currently receiving Social Security Disability benefits, and I will be...

old couple looking at social security FRA and benefits

Should my Spouse be getting half of my Social Security amount? – Ask Rusty

Dear Rusty: I was referred to you to ask a question about Social Security benefits. I receive about $1,700 a...

older couple on computer, social security benefits

Should I Claim Social Security Early Because it is Going Bankrupt? – Ask Rusty

Dear Rusty: My best friend is going to be 62 and wants to begin taking her Social Security immediately. Her...

early retirement happy couple, social security benefits

I’d Like to Retire Early, but Don’t Want My Social Security Reduced – Ask Rusty

Dear Rusty: I will be 65 this year and my husband is 72 (he retired in 2019 at age 66)....

Cartoon image of a smiling senior man with speech bubble saying 'Ask Rusty' over background of Social Security cards

When Is the Best Time for Me to Claim Social Security? – AMAC Magazine Exclusive

AMAC Magazine Exclusive - By Russell Gloor Dear Rusty, I will be 66½ in June and would like to discuss...

husband and wife, social security

Can I Claim My Own SS Benefit Now and Get Half of My Husband’s Benefit Later? – Ask Rusty

Dear Rusty:  I would like to get an answer concerning taking my Social Security benefit soon and switching to my...

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