Retirement is the stage of life where people permanently leave the workforce and seek out new opportunities to spend more time with family, pursue hobbies, or travel. In the United States, the traditional retirement age at which one may receive full Social Security benefits is currently 66 and 10 months. People who retire and no longer work may depend on Social Security, 401(k) distributions, savings, benefits, pensions, or a combination of these resources to live. Since people in the US are generally living longer than ever before, except for a dip due to COVID-19, it is important that retirement money lasts. The recent pandemic unexpectedly drove a significant number of Americans into early retirement.