Looking back on our life choices, it’s sometimes easy to beat ourselves up over them. We recently polled AMAC members...
This article first appeared on Mediaplanet Future of Personal Health For many folks, retirement is a destination. Thoughts of someday...
The Social Security Administration announced on October 13th that the cost of living adjustment (COLA) for 2022 will be 5.9%....
With Social Security’s finances in the spotlight these days, especially since COVID-19 devasted the U.S. economy, there is no shortage...
Dear Rusty: My wife will be 62 in a few months and I'm still working (I am 59). Can my...
Dear Rusty: In your reply to "Confused Senior" about when to claim Social Security benefits, I noticed that you did...
Dear Rusty: I know that when a person turns 65 he or she must enroll in Medicare. I have been...
Dear Rusty: I have a big 65th birthday coming up mid-March and would like your advice on registering for Social...
Dear Rusty: It is common knowledge that over the decades politicians have taken billions if not trillions of dollars out...
Dear Rusty: I am 63. My birthday is 10/23/1957. I currently draw a small pension of $14K and a salary...
Dear Rusty: I am looking for information on my benefits. I am 60 years and 5 months old, and still...
Dear Rusty: I am 67 and still working full time but plan to retire after June of next year. Because...
Dear Rusty: I am planning to apply for Social Security in May of 2022 and would like to understand how to...
Dear Rusty: About a month or two ago I was notified that my Social Security was being reduced from $1,583...
Dear Rusty: Does tax filing status matter when calculating how much you can earn without a reduction in your monthly...
Dear Rusty: From what I’ve researched, the formula for spousal benefits seems very complicated. I read somewhere that it was...
Dear Rusty: My daughter had menial jobs - part time - here in the USA during high school and college...
WASHINGTON, DC, July 24 -- AMAC Action is calling for reform of the Windfall Elimination Provision [WEP]. “It does a...
The AMAC Foundation’s 2021 Annual Report has received Board approval and is now available for inspection on the Foundation website’s Resources page....
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
The AMAC Foundation is pleased to present our monthly update infographic! Each month we want to provide you with some...
The AMAC Foundation is pleased to present our monthly update infographic! Each month we want to provide you with some...
The AMAC Foundation is pleased to present our monthly update infographic! Each month we want to provide you with some...
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
The AMAC Foundation is pleased to present our monthly update! Each month we want to provide you with some highlights,...
<-- ENTER TEXT IN THE BOX ON THE LEFT
Keeping Up With Email Scams & Learning About Two Of The Latestby AMAC, D.J. WilsonScam # 1 – Spoofing scam...
AMAC believes the promise to guarantee Social Security for all Americans must be kept. Our goal since first introducing our...
WASHINGTON, DC, Oct 2 -- “No one likes to pay taxes. But, it can be downright painful if you are...
When it comes to paying your Medicare premiums, it's good to know how each payment option works. Don't get caught...
Dear Rusty: I will be turning 65 this December and will most likely continue working until July of 2024 at...
Dear Rusty: What determines the amount of the cost of living increase for Social Security as compared to the cost...
Dear Rusty: Upon being let go in 2009 at age 65 from my full-time job of 30 years, I immediately...
Dear Rusty: Is it possible for you to go over how the Federal withholding tax is computed on Social Security...
Dear Rusty: I will be 62 in 2024 and am considering starting benefits at that time. I will have two...
Dear Rusty: I'm considering filing for my SS at age 64 in February, before my full retirement age of 66...
Dear Rusty: My nephew died suddenly at 50 years of age and left 2 children, ages 17 and 14. He...
Dear Rusty: I will be 70 in August and will file my application for benefits in May. I know I’ll...
Dear Rusty: I'm 63, married, and we file a joint tax return. If I claim Social Security now and keep...
Dear Rusty: You wrote an article about a man who was collecting spouse benefits but was applying for his own...
Dear Rusty: How much would be withheld from my social security benefits? I am 62 and can claim about $1,900...
Dear Rusty: My wife passed from COVID-related heart disease in 2020, just short of her 65th birthday. I will be...
Dear Rusty: I'm 63 and still employed. My husband passed away 7 years ago at the age of 58. Am...
Dear Rusty: We have hosted international college students for years, all of whom needed to apply for a Social Security...
Dear Rusty: I am wondering what the income limit is for Supplemental Security Income (SSI) eligibility. My in-laws are in...
Dear Rusty: I have been getting Social Security since age 66. My wife turned 62 in June. We are thinking...
Dear Rusty: I am a 62-year old Canadian expat who has lived in the U.S. for the last 30-years. I...
Dear Rusty: Politicians are talking about taking money from Social Security, but I need that money to support my daughter...
Dear Rusty: I am 90 and a long-time Social Security recipient - I signed up at age 62, which I...
Dear Rusty: I am a 62 year old Canadian holding a green card and I have lived in the US...
Dear Rusty: I’m nearing 68 years old, have never signed up for Medicare but thinking that I should look into...
Dear Rusty: I would like some advice concerning Social Security. In January, I will be 62.5 years old. I was...
Dear Rusty: I turned 70 in June of this year and want to start receiving Social Security benefits. I am...
Dear Rusty: If I work and take Social Security before my full retirement age, how can I find out how...
Dear Rusty: I will be 67 next month and reached my full retirement age in July 2022. My wife and...
Dear Rusty: I am 70 years old and just started receiving my Social Security benefits about 4 months ago and...
Dear Rusty: If someone is collecting long-term disability through their company and the company states the employee also must apply...
Dear Rusty: My wife and I have a Medicare Advantage Plan, and we do not use Medicare for our claims....
Dear Rusty: I am a 74-year-old veteran enrolled with the VA. I have never had Medicare Part B. Should I?...
Dear Rusty: I am 78, still working, have a good healthcare plan and I make a nice salary. Can I...
Dear Rusty: My wife passed away a few days ago and I have three children - ages 15, 11, and...
Dear Rusty: I am fast approaching 65 (in August) and plan to continue working full time. I would like to...
Dear Rusty: I retired at age 58. My husband and I worked 40 years of employment each. I had a...
Dear Rusty: I just turned 64 and now get stuff about Medicare and Medigap and so on. I really don’t...
Dear Rusty: I was born in late 1951. When I retired 5 years ago, I was made aware that my...
Dear Rusty: I will be 72 in July. I started taking my Social Security at age 64 after a job...
WASHINGTON, DC, Oct 23 -- The AMAC Foundation has published “a comprehensive, easy-to-understand” layman’s guide to help America’s population of...
Dear Rusty: I am 63, and my wife is exactly 4 ½ years younger than me to the day. I...
Dear Rusty: Taxing Social Security benefits isn’t fair. It would benefit everyone if seniors could earn as much as possible without...
Dear Rusty: My wife started her Social Security at 62 in March 2017, and I filed a Restricted Application to...
Dear Rusty: I do not recall the rules on my income tax obligation for Social Security benefits. Can you please...
Dear Rusty: There is confusion between my husband and me on when he should file for Medicare. My husband will...
Dear Rusty: I am now 80 and my wife is 76, and we both took early Social Security benefits at...
Social Security Dear Rusty: Would you please advise on my wife and my Social Security planning? I'm 69 & 2...
Dear Rusty: I’m a retired firefighter and live in Ohio. I earned Social Security from my side employment, but the...
Dear Rusty: I plan on retiring at 62, one year from now. I have been coached to (if financially possible)...
Dear Rusty: I am 68 years old, born in July 1954. I have the credits necessary to qualify for benefits....
Dear Rusty: I recently took a big pay cut in my job. Several older friends have advised that I not...
Dear Rusty: I lost my wife 7 years ago. I was told that I could possibly collect 30 to 35%...
Dear Rusty: I am 66 years plus 8 months old, am still working making six figures, and can support myself....
Dear Rusty: We were married two years ago at ages 78 and 81. Do we need to do anything with...
Dear Rusty: How can a foreign company pay into the U.S. Social Security system? I worked in Barbados before I...
Dear Rusty: If I file at age 63 what percentage does my wife receive if I die? Does this percentage...
Dear Rusty: I am originally from Switzerland. I moved to the States, got married in 2012, and became a US...
Dear Rusty: I will be 70 in January and my wife will be 65 in February, at which time we...
Dear Rusty: I am a 77 year old married male. I am retired and started drawing Social Security at age...
Dear Rusty: My 62nd birthday is in late August of this year. I would like to start collecting Social Security,...
Dear Rusty: I retired on February 1st of this year (2022). I collect a pension from my employer plus a...
Dear Rusty: Hypothetically, if I plan to sign up for Social Security at 70 and pass away before that, I...
Dear Rusty: When one becomes a widow/widower, what is the most efficient way to start receiving the deceased's monthly Social...
Dear Rusty: I am considered disabled by State of Washington doctors, but Social Security has turned me down three times...
Dear Rusty: Social Security is deducting $297 per month for my Medicare Part B coverage. I have what's called a...
Dear Rusty: Why can a non-working spouse claim half of their working spouse’s benefit even though they have not contributed...
Dear Rusty: My husband of 48 years died on December 30th, and he received a Social Security direct deposit for...
Dear Rusty: My wife will be turning 62 and eligible to collect Social Security this year. We realize it will...
Dear Rusty: I’m 60 years of age and wonder if I will have any Social Security retirement benefits. After all,...
Dear Rusty: My husband is 65 and I am 55. He has recently been diagnosed with terminal lung cancer. My...
Dear Rusty: If we take our Social Security at our full retirement age (66 years and 6 months for both...
Dear Rusty: I am 57 years old, was born in the UK, and since 1988 have worked in the US....
Dear Rusty: My wife started receiving her social security at 65 (her full retirement age), and she will be 69...
Dear Rusty: I am presently 67 years of age and am still working full time. I am receiving Medicare coverage,...
Dear Rusty: I waited to sign up for Social Security until I turned 70 last month so I would qualify...
Dear Rusty: I have a question about the family maximum SS retirement benefit. As I understand it, if the breadwinner...
Dear Rusty: My husband died several years ago in 2019. It is my understanding that I should be receiving some...
WASHINGTON, DC, July 28 -- There is a consensus that Social Security and Medicare are in desperate need of a...
By - RNC Chairwoman Ronna McDaniel As costs for everyday goods soar and the U.S. economy spirals under Biden and...
President Joe Biden has repeatedly tried to distract Americans by calling for Republicans to keep their hands off Social Security...
President Joe Biden’s $1.9 trillion coronavirus relief package would trigger cuts to Medicare and other programs early next year unless Republicans...
This week the Social Security Administration announced beneficiaries will receive an 8.7% cost of living adjustment (COLA) for the year 2023. This...
Dear Rusty: My husband passed away in 2001, and he paid into Social Security every year he worked, which would...
Dear Rusty: I started getting Social Security at age 62 and I am now 77. Can I get a higher...
Dear Rusty: I will be 62 years of age at the end of this year. Can I start drawing my...
Dear Rusty: I’m 67 and have been collecting Social Security for a couple of years now but I want to...
Dear Rusty: I'm wondering if my husband can submit a "restricted application for spousal benefits only." He is 76 years...
Dear Rusty: My question is about the "restricted application for spousal benefits only" I saw referenced in an article. I...
Dear Rusty: I’m 66 now and will be 67 in December and my question is this: Should I take Social...
Dear Rusty: One of the big pieces of the Social Security puzzle that everyone seems to miss is the protection...
Dear Rusty: My wife is subject to the Windfall Elimination Provision (WEP) and I’m trying to calculate what her monthly...
Dear Rusty: My husband passed away in 2013 just a few days short of his 63rd birthday. I was 56...
As the House Select Committee to Investigate the Jan. 6 Attack on the United States Capitol starts public hearings, we...
Dear Rusty: I am having problems getting answers from the national Social Security office or the local agent who I...
In the days and weeks before Election Day, it is common for the rhetoric to heat up on the campaign...
Dear Rusty: I was born in May of 1930, and my wife was born in April 1931. My wife claims...
Dear Rusty: If a person retires at age sixty-six and continues to work full time, Social Security taxes are still...
Dear Rusty: After losing my job of 31 years in 2013 at 63 years of age, I decided to start...
Dear Rusty: I started drawing my benefits at age 62 due to being laid off from my job at age...
Dear Rusty: How do we change the Social Security earnings cap amount? Do I need to go through my Congressman?...
Dear Rusty: I am 64 years old and would like advice on how to move forward to apply for Social...
Dear Rusty: My husband retired at his full retirement age of 66. He qualified for Social Security but also qualified...
The Massachusetts Mutual Life Insurance Company has released its annual Social Security retirement benefits quiz results where 1,500 Americans nearing...
Dear Rusty: I am 65 and still working and plan to work for some time to come. My birthdate is...
Dear Rusty: I am turning 67 in October and as of today am still employed full time. I really do...
Dear Rusty: If I were to apply for my Social Security retirement (I’m 68 on August 1, 2021), when could...
Dear Rusty: I have heard that when my wife and I pass, the government keeps all we have paid into...
Dear Rusty: I’m 60, and my wife is 62. I have terminal Stage IV prostate cancer, but my wife is...
Dear Rusty: I retired from work this year (age 62) and I will receive my first social security benefits in...
Dear Rusty: I turned 67 in September 2018. My benefit estimate is $1478 a month if I claim benefits now....
Dear Rusty: I'm 66 years old and still (self) employed as a home builder. I have not taken Social Security...
Dear Rusty: I started collecting SS when I turned 70 to maximize my income. One factor that is never mentioned...
Dear Rusty: I have heard many times that what is earned the last 3 years you work before drawing Social...
Dear Rusty: We are a little confused about husband and wife Social Security benefits. I am 63 years old (born...
Dear Rusty: I am currently 68 and am waiting to take maximum benefits at age 70. I have been retired...
Dear Rusty: My young daughter is disabled, and I am trying to make ends meet financially. Can you help with...
Dear Rusty: I am getting hammered with taxes on my Social Security (SS). I am retired and draw a meager...
Dear Rusty: I have some questions about Social Security, but I’ve never been old before so these may be dumb...
Dear Rusty: I'm almost 59 and hope to retire from working soon. Should I take Social Security as soon as...
Dear Rusty: I am within a few weeks of applying for SS. My 70th Birthday is in April and I...
If there’s one thing the global pandemic should have taught us, let’s hope saving money for unforeseen events is one...
Dear Rusty: I understand that after I reach full retirement age, I no longer have a limit on how much...
Dear Rusty: I turned 63 August 12th, 2019. I will be retiring June 30th, 2020 from my current job. I...
WASHINGTON, DC, June 23 -- If any segment of the population is hard hit by the rising cost of healthcare,...
The GAO says those with federal student loans in default may have Social Security benefits withheld WASHINGTON, DC - Millions...
Dear Rusty: My wife and I were talking to some other senior citizens who say it would be more beneficial...
Dear Rusty: I am 64 years old and my wife is 62. We both have good paying careers. Our original...
Dear Rusty: I'm looking for information about retiring and starting my Social Security very soon at age 62. I'm not...
Dear Rusty: I turn 62 next year, and I am getting different answers to my questions, so I hope you...
Dear Rusty: I’m 63 years old. What are the benefits or negatives of retiring now? How do I begin the...
Dear Rusty: I'm currently 67 years old and still working full time. I took a big financial hit in 2008,...
Dear Rusty: I have read your answers to the commonly asked question of "When should I claim social security benefits."...
Dear Rusty: I have been advised by my financial planner to start my wife’s social security benefits at the age...
Dear Rusty: I’m 74 and receiving my Social Security benefits. My wife is 68 and we are delaying her benefits...
Dear Rusty: My question is about benefits and getting married. I am a retired man, 65-years-old, and collecting Social Security...
20,000th Counseling Session Now In The Books The AMAC Foundation officially opened its doors to the community in mid-2014, with...
Many economists and Republican governors have been fuming for months now about the so-called "Biden bonus" of paying people an...
Election season can be a stressful time of year. At some point in our lives we’ve all experienced it. You...
Dear Rusty: I am 59. My wife is 48 and has been a stay at home mom for 15 years....
Dear Rusty: I will be 64 in May of this year, and I’d like to know the best time to...
WASHINGTON, DC, Jan 25 -- For the second year in a row the Social Security Administration promised seniors big boosts...
"Social Security is a multi-generational program, which is why we need to address the needs of Americans today and the...
LADY LAKE, FL, Sep 18 - Calls have already started coming in regarding the cost-of-living increase (COLA) for 2024. "When...
Dear Rusty: I’ve been trying to determine the best way to proceed with retirement and could use some help. I’d...
A plethora of bills are routinely introduced in every new Congress, mostly by Democrats, promising higher benefits, whether in the...
AMAC Magazine Exclusive - Vol. 17 Issue 5- SEP/OCT '23 Read the full digital version of the AMAC Magazine issue...
WASHINGTON, DC, Feb 12 – “We’re not giving up on our efforts to eliminate the unfair income tax on Social...
These days, trust is hard to come by, especially when it’s Uncle Sam who is talking to you. We’ve all...
WASHINGTON, DC – At a Social Security Subcommittee hearing to establish a fact-based foundation and understanding about the imbalance in Social...
Dear Rusty: My husband passed away when our children were 3 and 5 years old. I received benefits for myself,...
By: Travelers While much of the news coverage about identity theft is centered around online fraud, it frequently happens offline...
Dear Rusty: My birth date is 1947. My wife is 1950. We both took our Social Security years ago at...
What do welfare programs like food stamps, unemployment compensation, and the Social Security program have in common? The answer is...
Dear Rusty: I have worked my entire life and contributed to Social Security. I have been single my entire life...
Dear Rusty: I’m 59 years old. When do I need to start looking at what’s available for me - when...
Dear Rusty: I am 69 and have been holding off on collecting my Social Security payment until I’m 70 on...
Dear Rusty: I am a 68-year-old retired male and had planned on waiting to collect Social Security benefits beginning at...
Dear Rusty: I know that I am able to get Social Security benefits from my ex-husband. We were married for...
Dear Rusty: My wife passed away in 2014. I'm 60 years old and have been retired since August 2020. I...
Dear Rusty: My husband passed away at the age of 52, and I was 53. I am currently 59. I've...
Dear Rusty: We served overseas for several years, not earning many quarters for Social Security. However, we have made sure...
President Donald Trump’s recent Executive Order suspending payroll tax collection will put extra money in millions of Americans’ pockets without hurting the Social Security program, according to...
Dear Rusty: What is the Medicare monthly payment based on? I pay $139.60, my husband pays $144.60, a friend pays...
Dear Rusty: My husband and I were only married 5 years before he passed away from cancer. I am 61...
Dear Rusty: Upon reading a magazine article about the 2020 COLA increase, I thought I’d share the following: Like others,...
Dear Rusty: When my father passed away and we went to update my mother’s Social Security benefits, a question arose...
Dear Rusty: My wife isn’t getting half of my Social Security benefit amount. Shouldn’t she be? Signed: Feeling Cheated Dear...
Dear Rusty: My husband passed away 7 years ago at the age of 64, at which time he was receiving...
Dear Rusty: I am looking for information on my Social Security survivor benefits from my husband. I just turned 65...
Dear Rusty: I have two questions. My wife passed away in May of 2015, and I never received any of...
Dear Rusty: I am looking for advice on how our recent decision to take up work in the United Kingdom...
Dear Rusty: I will turn 66 this year and am considering claiming my Social Security. I have already applied for...
Dear Rusty: I worked for 15 years in Canada and for 20 years in the USA and I live in...
Dear Rusty: I started Social Security about 2 years ago, and I thought that the monthly benefit amount stated to...
Dear Rusty: Has someone who paid into Social Security for most of their life ever lost their benefits later in...
Dear Rusty: My husband is 76, retired for 4 years, and receiving Social Security. I am only 59 and still...
Dear Rusty: I stopped working at age 55, well before my full retirement age of 66 years and ten months....
Dear Rusty: If I have reached full retirement age (FRA) and wish to sell a $500,000 asset, will it affect...
Seniors on fixed incomes regularly face money saving challenges. Social Security is a lifeline for most, but those benefits replace...
Dear Rusty: I'm always hearing rumors of Social Security imploding - of people my age getting benefits but not the...
Dear Rusty: I’m 63 and retired from work, but not drawing Social Security. I have accumulated just over $300,000 in...
Dear Rusty:. My husband is 70 and has been taking Social Security for several years. His benefit is $2,100 per...
Dear Rusty: I have a question in regard to the "windfall act." I am receiving a pension from the State...
Dear Rusty: I have a problem with Social Security. They told me if I went over the annual earned income...
Dear Rusty: I’ve seen examples of how to maximize Social Security, but I’ve never seen an analysis for our situation....
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