Politics / Press Releases

Surprise! The Affordable Care Act is Now Even Less Affordable, says AMAC

Affordable-care-act-graphic‘The slate needs to be wiped clean’

WASHINGTON, DC, July 1 – There is not much you can be sure about when it comes to Obamacare except for the fact that premiums are bound to increase, much to the continuing dismay among those who actually believed it would be “affordable,” Dan Weber, president of the Association of Mature American Citizens, reports.

“So, it is not really going to be a November Surprise, as some have labeled it, when consumers seeking to enroll in the fall find out that a healthcare insurance policy will cost them at least 10% more, in many cases.”

According to the Kaiser Family Foundations, which keeps track of such things, premiums in some cases will increase 13%, 16% and 18% in Connecticut, Washington DC and New York State, and in Oregon, respectively.

It’s easy to blame the insurance companies for the ongoing premium increases, but Investor’s Business Daily says the Affordable Care Act, itself, is flawed.

In an editorial published just a few days ago, IBD wrote: “Last week Blue Cross Blue Shield of Minnesota made a stunning announcement that it was pulling out of the state’s individual insurance market altogether, after losing $500 million.  It might not be the last of the Blues to abandon Obamacare. Across the country Blue Cross affiliates are losing staggering amounts of money thanks to the law, and are putting in for premium hikes that would have been unimaginable before Obamacare.  For example, Health Care Services Corp. [HCSC], which owns Blue Cross affiliates in Illinois, Montana, New Mexico, Oklahoma and Texas, lost $1.5 billion on its Obamacare-compliant plans last year.”

It should be noted that, as a result, HCSC is seeking a 60% rate increase in Texas and nearly 50% more in Oklahoma.

Cynthia Cox, a Kaiser Foundation expert on the impact of the ACA on private insurers, acknowledged the problem, admitting that Obamacare isn’t exactly working out as intended.  “I don’t know if we’re at a point where it’s completely worrisome, but I think it does raise some red flags in pointing out that insurance companies need to be able to make a profit or at least cover their costs.”

“We’ve concluded that the slate needs to be wiped clean.  What we need is a comprehensive healthcare insurance system such as one proposed in Congress that includes the use of Health Savings Accounts (HSA), and puts the patient in charge of their health care,” Weber concluded.

AMAC has proposed the B.E.S.T. [Bipartisan Simple Easy Timely] plan to improve health care delivery and control costs. It includes Medicaid reform which would allow states to determine work requirements for recipients who are able to work and give states more control of the program. Check out the B.E.S.T. plan at www.amac.us.

ABOUT AMAC

The Association of Mature American Citizens [http://www.amac.us] is a vibrant, vital senior advocacy organization that takes its marching orders from its members.  We act and speak on their behalf, protecting their interests and offering a practical insight on how to best solve the problems they face today.  Live long and make a difference by joining us today at http://amac.us/join-amac.


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Eric Haulenbeek
6 years ago

Before our notorious government involved themselves in our private sector healthcare marketplace average healthcare costs were expensive but affordable with both employer and employee sharing costs. Though far from perfect, it was working. Over the past few years through, what people pay for health care has dramatically eclipsed both their wage allowances and a quickly rising cost of inflation. The finagling that government couldn’t help but involve themselves in has more than doubled out of pocket costs with the biggest hit coming in the co-pays required from all insured. The worst part in all of this is the poor coverage most of us have been left with. The president made a lot of promises when he was selling this behemoth, and the Democrats in Congress did the same thing. The problem is that not one of the promises these people made has been kept. The abusive and highly wasteful government bureaucracy has made a real mess out of what was once a working program. To be fair there have always been areas in the healthcare marketplace that needed help in certain coverages, especially the beleaguered public Medicaid program. However, what we’ve been left with is an unsustainable system that’s fast going belly up. Our government has never been good at business management of any kind. The ACA is a glaring example of this known fact!

REM
6 years ago

Every Republican candidate for office this fall needs to pound the point home over and over that the democrat opponent (or their partners in crime in DC) brought us this monstrosity of government interference and the decline of our standard of living.

R G Gripes
6 years ago

Keep government out of health care altogether.Just take a look at the nation’s debt this socialist government has got us in, same thing will happen with health care and is happening just like everything else the government does.Don’t understand why people want the government to control every aspect of their lives.When people let the government do everything for them, like the 50 or 60 million that do, for everything one thing the government does for someone it takes 10 things from them.That would be their rights and freedoms.Unfortunately the people that vote and allow this to happen is too ignorant to see this till it’s too late.I truly believe in the separation of politicians from my freedoms, rights, money and guns.Wish everybody else did.

Diane
6 years ago

It’s been the Unaffordable Uncare Act since it’s clandestined inception.

Jay Rumburg
6 years ago

Expect nothing from the Democratic and Republican House and Senate representatives as far has improving healthcare. They have had 8 years to reduce funding and assist in getting ahead of Obama healthcare. We the American People should be working on TERM LIMITS for the House and Senate. We need people who will represent us not themselves.

Clark Kent
6 years ago
Reply to  Jay Rumburg

Term limits are already enshrined in the Constitution. They are called ‘elections’ and occur regularly.

Pat
6 years ago
Reply to  Clark Kent

That does not work obviously. Term limits are the answer.

Andrea DeBerry
6 years ago
Reply to  Clark Kent

Great reply!

R G Gripes
6 years ago
Reply to  Clark Kent

Yes voting has really done a bang up job for us so far.Banged up the Constitution and our freedoms and rights along with it as well.If our last great President, George Washington, could somehow come back with his army and our weapons the politicians that didn’t run and hide like the rats they are would either be shot or hung for treason.

REM
6 years ago
Reply to  R G Gripes

Voting no longer works because our election process has been corrupted, exposed by this years primary process in both parties. This is why the Republican elites won’t get behind Trump – he will blow it up. Both parties want to keep the status quo – pay for play. Most of our “representatives” need to be thrown out of office.

Gigi
6 years ago
Reply to  Jay Rumburg

Term limits; which are more restrictive to where these career politicians cannot ever serve, for a lifetime. Some of these politicians do not know anything else, but how to stay on the gravy training (the taxpayer’s monies). This is the reason there is nothing done in Congress, Senate or the House of Representatives. These three branches of Government are in a bog, because of career politicians. The younger people that have innovative ideas, cannot even get their proposed bills read much less voted on. It is up to voters to start voting them out of office when their term is up period, give someone new a try. Regardless of what political party you vote in or out.

Kaydell
6 years ago

The American people have followed the money and slick presentations by the President, the House Representatives, and Senators as to our healthcare and social security programs and government handouts. We now are at the tipping point of going the way of all socialists nations by buying into the media and politicians handouts. WE the people have permitted the Congressman, President to spend the money in the SS plan and etc. Not even a blink of an eye and now we have a severe problem, Can the ship be saved! I doubt that we can save ship! We bought their lies and now have a majority who are dependent upon and want more from the government with no work or contribution. These families receive huge refunds from the government and contribute little to nothing. WE ARE DOOMED! SO HANG ON FOR WE ARE IN FOR HARD TIMES!

George
6 years ago
Reply to  Kaydell

Thank you, Kaydell.You brought out the honest truth. I’ve known this for a long time and I’m glad you brought this out so other people might wake up.If ” Lying ” Hillary gets voted in our country is doomed and may never recover.
You can thank Obama for the great change that he promised us back in 2007. Our country needs a lot of prayer.

R G Gripes
6 years ago

Communist on the left
fascist on the right
here’s the 2016 Presidential election
with not a Constitutionalist in sight
Now maybe just maybe people might wake up start reading and understanding the Constitution as our Fore Fathers meant and actually wrote and realize what the 2nd amendment actually was put in there for.Give you a hint it has absolutely nothing to do with hunting or the weapons that the PEOPLE have or own.It is about stopping tyrannical government and FREEDOM! Have a happy and safe 4th everyone while we still can.

Clark Kent
6 years ago
Reply to  R G Gripes

You meant to say ‘Communist AND Fascist’ on the left.

R G Gripes
6 years ago
Reply to  Clark Kent

No I meant exactly what I said

George
6 years ago
Reply to  R G Gripes

Amen RG! You hit the nail right on the head. Nice post.

Leon Werner
6 years ago

Obama is doing what his plans were, put the insurance company’s out of business and the only place you can get insurance is from the government.

PaulO
6 years ago
Reply to  Leon Werner

What’s so bad about a single payer system?
A single payer system would eliminate the middle-man, namely, the insurance company.

Dan is a great guy but why do we need him and the insurance companies standing between you and your Doctor?
Why do we need AARP and the insurance companies standing between you and your healthcare professional.

Doctors and healthcare professionals are the ones that deserve to be generously rewarded for keeping us healthy and alive not the insurance companies.

Ralph
6 years ago
Reply to  PaulO

Paulo, please go away with your commie bullscat. Nobody here is buying it and you waste your time and ours. It is a shame you have learned nothing in your life. Name one country where communism and socialism works to the advantage of the people and not the leaders.

Rik
6 years ago
Reply to  PaulO

PaulO, you mean just like in England and Canada where people have to wait up to 8 weeks to even see a doctor. How about showing up the day of having major surgery and then waiting 8 hours in the hospital waiting room? Or how about Canadian women who come to America to have their premature babies because 9 months really means 9 months? No, you really think you’d rather have some government employee standing between you and your doctor? If you Liberals think it’s such a good system, why don’t you move there and leave the rest of us alone?

HAM
6 years ago
Reply to  PaulO

Really, PAULO? With the ineptness of federal bureaucrats you think single payer is better? Even IF they could be trusted, our healthcare system is just the 1st step. Beaurecrats want to control every aspect of our lives and think we are too dumb to handle our own decisions. One of the things this country was founded on is freedom. If we give up our freedoms, a little at a time, eventually you have a socialist government that tells you how much food you can have/eat, etc, etc. (oh! they are already doing that, aren’t they?).

Under single payer we are at the mercy of the inept and self serving “whims” of these beaurecrats and that is what we are fighting to prevent. Remember, what is given can be taken away.

The Feds stole $800 billion from Medicare to pay for expansion of Medicaid. They also robbed SS funds and used it to fund other things than what it was intended. They have been doing that for years because the money was going direct to the Treasury general fund. What makes you think they won’t do that with single payer funds? You could protest of course but what good would it do? None, because beaurecrats think they know more what’s better for us than we do!!!

Obamacare is a “one size fits all” and can not be maintained especially with the lower number of people working and paying taxes. Granted there needs to be some “oversight” to make sure uninsured and preexisting conditions are covered and people’s policies aren’t cancelled as long as they pay their premiums. Again “OVERSIGHT” only. (Sorry for the caps, just making a point.) The issues I mentioned above is doable without the atrocity of Obamacare or single payer. It is not the federal governments place to take care of us from cradle to grave!!

Medicare is an example of singlepayer where the Feds control who and what is covered. Senior citizens experience it everyday. The “gotcha” requirements are very prevalent under Medicare also denial of coverage if you are what beaurecrats determine aren’t worthy of medical care. (That could be you or yours one of these days PAULO). Under PRE-Obamacare policies there was good coverage with some exceptions mentioned above but could have been fixed easily.

Of course you are probably so brainwashed that you will never understand personal responsibility and that it IS the Feds place to take care of you your whole life. Unfortunately people like you have to learn the hard way.

Here’s an idea! Let those who want single payer pay for it themselves through their payroll taxes. Those who choose private policies would pay their premiums direct to the insurance companies AND have no payroll deductions for healthcare taken from their paychecks since they aren’t using it. That way the people using single payer are paying for their own healthcare and not forcing it on others who don’t want it. This could be the solution to this argument

Clark Kent
6 years ago
Reply to  PaulO

You mean you want more of the single payer system like the Veterans Administration healthcare? You really need to take your meds before you post.

PaulO
6 years ago
Reply to  Clark Kent

Superman, taunting other posters who have real opinions with your juvenile one-liners make you look like an 18 year-old, 8th grade bully not a funnyman.

George
6 years ago
Reply to  PaulO

Obama care has to go! What has our govnt done right,especially in the last 8 yrs:Veterans Admin Health Care,Social Security,Post Office,Middle East on fire,the birth of ISIS, and racial problems getting worst again.There wasn’t any real racial problem in the country until Obama got in. The moto of the Left is Divide and Conquere.
What the country needs is to open health care competition across the whole country,not just in your own state.Competition brings prices down.
Also get the Federal Govnt out of Education System,let your State run it. Look at all the money and food wasted by Michel’s School Lunch Program,the children don’t like the food and aren’t eating it.
I think Trump is brash and doesn’ watch what he says at times,but I think he’ll try to straighten our country out.
I believe he honestly loves this country not like the guy who is in there now bring it down.

Jay Rumburg
6 years ago
Reply to  Leon Werner

We need to remove the Government from healthcare.

Southie55
6 years ago

Like We do every week it’s time to remove all the garbage in Washington.

Wayne Peterkin
6 years ago

It is a pretty well known fact that Obamacare was merely the first step toward the single-payer socialized medicine that the liberals really covet. They want total control over our healthcare in part because it becomes control over the people. To a liberal, the rest of us do not have the intelligence to take care of ourselves or to do what’s right so they must take control and do it for us. Seeing these rate increases and companies pulling out of the Obamacare exchanges will result in the liberals going back to the well to promote more government involvement, not less. The left never gives up and admits a bad policy, they always double-down. Should Clinton win in November this will be one more priority item on her agenda.

Joe Morgan
6 years ago

I agree with everyone who said the ACA has got to go and Congress needs to be under every law they inflict on us. First problem: Knowing what goes on with the House and Senate, why do voters keep re-electing the career politicos who are guilty as sin of creating one nightmare after another for those of us who work hard and pay taxes? Its like everyone seems to think their own Senator or Congressman is OK, and it’s all the other ones who are to blame.. I did not vote for ANY incumbents the primary, and in November I will take a very careful look at each candidate’s potential to keep running up the national debt. On the other hand, have we already reached the tipping point? The percentage of the population that does not pay taxes and lives mainly off the government dole is dangerously close to reaching a majority of eligible voters. Look at what thousands and thousands of illegal aliens get. How many of them will be able to vote? Many too many, by one subterfuge or another. Will they vote to end the handouts? Not on your life. No way will they bite the hand that feeds them. It will never happen in a million years, but what we really need is that only bona fide tax payers should be able to vote.

Clark Kent
6 years ago
Reply to  Joe Morgan

So an illegal alien who pays a local sales tax on each purchase should be able to vote? THINK before you post, Joe.

Denis Wittman
6 years ago

With cost rising its only a matter of time that people will forgo healthcare in order to save money, that just might not be available. Will we as a nation be running the risk of having epidemics?

Robert
6 years ago

Just want to thank you for providing an alternative to the AARP. Nice to have an organization that provides a more balanced view of politics and a chance to voice my common sense conservative views.

Denis Wittman
6 years ago
Reply to  Robert

I don’t believe AARP even has a consumer reply comment area.

Jiim C
6 years ago

Is this really a surprise?

Ralph
6 years ago

Every disastrous law and event that has happened to the United States, you can lay right at the feet of the dumacrats! Obamacare, social Security, the IRS, the great society, welfare, obama phones, free internet, underfunded military, WWI, WWII, Korea, Vietnam, MUSLIM TERRORISM, the crumbling infra-structure (750M] shovel ready jobs, non energy dependence, (keystone) epa, osha, unions, etc, etc, etc,. 4 more years with hillarity? Not for me!

Ralph
6 years ago
Reply to  Ralph

One of the biggest I forgot was the department of education, look at our kids and grandchildren. They can’t make change, of get a fast food order correct!

Clark Kent
6 years ago
Reply to  Ralph

So how, exactly, are unions a ‘disastrous event’? Are you aware of the right of free association?

Ralph
6 years ago
Reply to  Clark Kent

Who do the unions always support and endorse??? fdr made the deal with the union that prevents health insurance companies from dealing interstate! A disaster. I didn’t say they couldn’t associate, only that they are part of the problem. Why don’t you and paulo start a company and invite the union in to help you organize and staff it??

Ron Westrup GB
6 years ago

I have some pre Medicare age friends currently dealing with cancer. Their premiums for bcbs coverage exceeded $1000 per month. They have struggled but have never been in default of a premium payment. Now they are told even that wasn’t enough and we’re dropping you. These folks were small business people who have worked harder than most for over 40 years and always paid their own way. While liberal morons inhabit the seats of power in St Paul MN and continue to provide extravagant health and welfare benefits to illegals and the overwhelming Somali community, (which has never has and will never reimburse taxpayers) I cannot tell you how angry I am that taxpaying, law-abiding citizens have been screwed and pillaged by cowardly faceless bureaucrats who continue to squander our money on their political agenda while leaving deserving, hard working folks destitute. If you voted for this I hope you burn in eternal flames.

Angelo
6 years ago
Reply to  Ron Westrup GB

stop voting dem-o-dope

Mike
6 years ago
Reply to  Ron Westrup GB

Sounds like so called death panels.

KHEDIOKHE
6 years ago

WHEN WILL WE HAVE THE POLITICIANS ON THE SAME PROGRAMS AS WE? THEY SET THEMSELVES AND SPOUSES TO PENSIONS FROM OUR TAXES. DO ALL KNOW THIS.? SO THEY GIVE US RATE HIKES, LOW COST OF LIVING, CRAZY LAWS AND RULES ,YET THEY HAVE THEIR OWN TO LIVE BY AND TAKE CARE OF THEIR FAMILIES. WE VOTE THESE CRONIES AND PHONIES IN OFFICE AND YET ALL OF US DON’T KNOW THEIR STAUS OF RETIREMENT AND MONEY. THEY DON’T PAY INTO SOCIAL SECURITY. THEY SET THEMSELVES ANS SPOUSE WITH A HEFTY PENSION AND MEDICAL PLAN THAT WE PAID FOR IN OUR EARNED TAX MONEY.
LETS ALL GET TOGETHER WITH A PETITION TO GET THESE BUMS IN OUR PLANS. SEE HOW FAST WE WILL GET COST OF LIVING AND BETTER MEDICAL THAT YOU CAN AFFORD. THEY GAVE THEMSELVES 33-1/3% COST OF LIVING. A FACT. WHAT ARE THEY GIVING THE TAXPAYER WHOM PAYS THEIR BILLS AND SALARY. 1.02%.
THEY WORK 131 DAYS A YEAR OUT OF 365. WHAT DO WE WORK? WE BETTER WAKE UP AND GET TRUMP OR SOME OTHER OUTSIDER TO CONTROL THESE CROOKED POLITICAL FALSE PROMISE LIARS. THANK GOD WE LOSE O- BAM-BAM THIS YEAR. HIS PLANS HAVE RUINED THE MEDICAL , RELATIONS AND AND LIVES OF ALL OF US AND THE WORLD.
ASK WHERE ARE OTB, LOTTO MONIES AND INCREASES IN TOLLS AND TAXES AND EVERYTHING ELSE THEY CAN COME UP WITH.
WE ALL BETTER WAKE UP AND COMPLAIN LIKE THE MINORITIES AND EVERY OTHER GROUP DO.
WE PAY AND PAY, STAY QUIET AND TAKE WHATEVER THEY DISH OUT. THIS IS WHY THEY TRY TO HURT AND MAKE STORIES ABOUT TRUMP. HE IS THREATENING THE POLITICAL MACHINE OF CROOKS AND LIARS.
WHEEEEEE CAN’T AFFORD IT ANYMORE. LETS GET THESE BUMS ON SOCIAL SECURITY LIKE US.

Stevenc
6 years ago

We must all remember that neither Obama or any of the congressmen have to rely on or pay for the ACA, other than through tax increases. Like Social Security, they only legislate what happens to the rest of us, not to them.

JUDY OBAR
6 years ago
Reply to  Stevenc

Any law passed by the Congress and signed by the President should affect all of us equally. No exceptions!

Lois Giddens
6 years ago
Reply to  JUDY OBAR

Too late. The Democrats rammed this Obamacare through with great deception. We need to wipe it off the face of the earth and let reasonable professionals in the insurance and medical industry get together and come up with a more stream lined plan. It is a shame we had NO opposition from our great Republican leaders.

Angelo
6 years ago
Reply to  Lois Giddens

wrong! dem-o-dopes and only dem-o-dopes brought you ACA, it was a dem-o-dope majority then

MeToo
6 years ago
Reply to  Lois Giddens

Not one Republican voted for Obamacare. The Democraps intentionally cloistered themselves off in a back room without any input from the Republicans.

Jim Borger
6 years ago
Reply to  Stevenc

You do know that members of Congress are under Obamacare, right?

Robert Pierro
6 years ago
Reply to  Jim Borger

And what are you smoking? I want some…..

MeToo
6 years ago
Reply to  Jim Borger

They exempted themselves from it, remember?

James
6 years ago

I’ve noticed our counterpart AARP hasn’t said a single word about how insurance rates among the ACA (Obamacare) insurance providers are on the rise and some may soon go through the roof. They do however, push hard to get their membership to “buy” riders and/or add-on’s that are “supposed” to cover any unexpected expenses. In other words, buy even more insurance. AMAC is taking proactive steps to inform their membership of this expanding crisis and getting actively involved in the political arena to hopefully identify and help implement the necessary action(s) to stop this mad rush to oblivion instead of pushing their membership to go even farther in debt buying even more insurance. Kudos to AMAC for doing the “right” thing.

James Morris
6 years ago

The president needs to define AFFORDABLE for the common USA citizen

James
6 years ago
Reply to  James Morris

How can he when he doesn’t have a clue himself.

Jean
6 years ago
Reply to  James

I am sure that the President knows what he is doing to the average citizen. He doesn’t care. His agenda is to put the USA out of control so that we have no say so about anything and the terrorist can rule over us. That is why he is trying to let so many illegals have citizen’s rights, so that the working, taxpaying citizens have no way to stop the run-away government from taking over. Like someone else said, the illegals allowed to vote will not vote themselves out of freebies. From what I have read and heard there are a lot of “dead people” voting for those who seek to ruin our country.

George
6 years ago
Reply to  James

Great comeback,James

Stuart
6 years ago

You can’t buy fire insurance after a fire has started in your home nor car insurance after the accident. When we try to cover pre-existing illnesses, that is not insurance. We must recognize that and find another way to fund it as we cannot expect insurance to fund it.

Growing up in Boston in the 60s, the State realized what an increased accident risk was represented by teenage boys. So, in order to write (more lucrative) auto insurance policies in Massachusetts, every insurer had to become part of an assigned risk pool. This was basically a lottery and when a company’s number came up they were required to write that insurance policy.

This spread rid among insurers and thus provided basic insurance to a high risk group without bankrupting an insurance company.

The ACA is working in that it was meant to bankrupt insurance companies as a step to The Holy Grail – single-payer government-controlled health insurance.

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