Service
Medicare Answers —
From an Advisor Who Shares Your Values.
There are really only two paths at 65. We help you pick the right one — and we compare plans from many top-rated carriers, not just one.
Free. Licensed. No pressure. Not AARP.
Takes about 90 seconds. We never sell your info.
Or call 800-901-8893 — Mon–Fri, 9am–7pm ET
- 4.8 / 5 average advisor rating
- 2 Million+ AMAC members nationwide
- A+ BBB Rated
- All 50 States Licensed advisors
3-Minute Watch
Meet Carl Hohsfield, SVP of AMAC's Medicare Advisory Service.
Before you make any Medicare decision, watch Carl explain the most common myths seniors fall for — and what AMAC actually does differently. No script. No sales pitch. Just straight talk.
Carl Hohsfield has led AMAC's Medicare Advisory Service for over a decade and has overseen hundreds of thousands of plan enrollments across all 50 states.
You Don't Have to Change Anything.
You've probably seen the commercials. "Call now! Switch today! Don't miss out!"
That's not how we do it.
At AMAC, our job is to give you honest advice — even if that advice is "stay right where you are." If your current Medicare plan still fits your life, your doctors, and your prescriptions, we'll tell you. No switch. No sales pitch. No commission grab.
We've turned away enrollment opportunities thousands of times because the right answer for that member was don't change. That's the difference between an advisor and a salesperson.
"We're not afraid to tell you to stay on your current plan. We're not going to steer you into an unnecessary change."
We compare plans from the carriers you already trust.
- UnitedHealthcare
- Humana
- Aetna
- Cigna
- Anthem
- Mutual of Omaha
- WellCare
- Wellpoint
AMAC is an independent brokerage. We work with the carriers above and others to bring you choices — not steer you to one company.
Two Paths. We Help You Pick the Right One.
Most people at 65 choose between these two options. Your AMAC advisor will walk you through both, in plain English, and help you see which one fits your life — your doctors, your prescriptions, your budget, your travel plans.
Medicare Advantage
All-in-one coverage
Combines hospital, doctor, prescription drugs, and often dental, vision, and hearing — into a single plan from a private insurer.
- ✓ Often $0 or low monthly premium
- ✓ Prescription drug coverage included
- ✓ Uses a network of doctors and hospitals
- ✓ Annual out-of-pocket maximum
Best for: People who want one card, lower premiums, and extras like dental and vision.
Medicare Supplement (Medigap)
Pair with Original Medicare
Keeps you on Original Medicare and adds a supplement that covers most of your out-of-pocket costs — copays, coinsurance, and deductibles.
- ✓ See any doctor or hospital that takes Medicare, anywhere in the U.S.
- ✓ Predictable costs, fewer surprises
- ✓ No referrals, no networks
- ✓ Pair with a separate Part D plan for drug coverage
Best for: People who want maximum freedom to choose their providers and predictable monthly costs.
Not sure which path is right for you? That's the most common reason people call. Your advisor will help you figure it out — in about 20 minutes.
Test Your Medicare IQ
8 Medicare Myths That Cost Seniors Real Money.
Even the most informed people get these wrong. Tap each one to see the truth. (If you miss two or more, you're not alone — and we should probably talk.)
How did you do? Even if you scored 8 out of 8, your situation deserves a real conversation.
Why AMAC Isn't Like the Other Guys
We Share Your Values
AMAC represents 2 million Americans who believe in faith, freedom, and free enterprise. Your advisor treats you like a neighbor — not a number on a quota sheet.
More Choices, Not One Carrier
We compare plans from many top-rated insurance companies. You see real options. You decide. We don't push one company's plan because it pays us more.
One Advisor. For Life.
You get a dedicated personal advisor who knows your name, your doctors, and your prescriptions. Call any time of year — no call center, no starting over.
The AMAC Advisor Promise
When you call AMAC, your advisor will:
- ✓ Tell you honestly if your current plan is the right one — even if it costs us a sale.
- ✓ Compare plans from multiple carriers — not push one company's product.
- ✓ Verify your doctors and prescriptions are covered before you enroll.
- ✓ Never charge you a dollar — our service is and always will be free.
- ✓ Stay with you year after year — your advisor remembers your name, your story, and your needs.
- ✓ Never pressure you, ever. If now isn't the right time, we'll say so.
This is how we've served AMAC members for over a decade. It's not changing.
— Carl Hohsfield, SVP, AMAC Medicare Advisory Service
How AMAC Compares to AARP
You have a choice. Here's the honest difference.
| AMAC | AARP | |
|---|---|---|
| Carriers we work with | Many top-rated insurers | One (UnitedHealthcare) |
| Medicare Advantage plans | ✅ Multiple carriers | ✅ One carrier |
| Medicare Supplement (Medigap) | ✅ Multiple carriers | ✅ One carrier |
| Personal advisor — same person every call | ✅ | Call center |
| Membership required for advisory service | No | Yes |
| Cost to you | Free | Free |
| Values alignment | Faith, freedom, free enterprise | Different political positions |
Comparison based on publicly available information as of 2026. AMAC is an independent brokerage; AARP licenses its name to UnitedHealthcare for Medicare products. AMAC's licensed advisors specialize in Medicare Advantage and Medicare Supplement plans. For stand-alone Part D drug plans, your advisor will help you understand your options.
Already Talking to Another Agent? Get a Free Second Opinion.
If you've spoken to another Medicare agent — or watched one of those 1-800 commercials — and something didn't sit right, call us before you sign anything.
A second opinion costs you nothing. Takes about 20 minutes. We'll look at what you've been offered, tell you straight whether it's a good plan for your situation, and — if it is — we'll send you back to that agent with our blessing.
You shouldn't make a 12-month decision based on a 12-minute phone call.
"If you feel like you're being pushed into a plan, even if you weren't thinking about us before, give us a call. We'll give you the advice you need to make the right decision."
How It Works
A clear, guided path — supported by a real person the whole way.
Start the conversation
Connect with a licensed AMAC advisor who listens first — your health, prescriptions, doctors, and budget.
One-on-one call · About 20 minutes · No cost, no obligation
Review your best options
See side-by-side comparisons of plans that match your needs — both Medicare Advantage and Medicare Supplement.
Compare benefits & total costs · Check doctors & prescriptions · Clear deadlines
Enroll with confidence (or don't)
If a better plan exists, we complete enrollment together over the phone. If your current plan is still right, we'll tell you — no charge, no hard feelings.
No printing or faxing · Same-day enrollment · Annual check-ins
Nervous About Calling? Here's Exactly What Happens.
We get it. You don't want a hard sell. Here's what a typical call with an AMAC advisor actually sounds like.
- Min 0–2
Hello. Your advisor introduces themselves — by name. They'll ask how you'd like to be addressed, explain who they are and what AMAC is, and read a short federally-required disclosure.
- Min 2–8
Listening. They ask about you. Your doctors. Your prescriptions. What you liked about your last plan. What worried you. No quoting yet. No pitching. Just listening.
- Min 8–15
Comparing. They pull up plans available in your ZIP from multiple carriers and walk you through 2–4 options side-by-side, in plain English. You can stop and ask questions any time.
- Min 15–20
Your decision. They give you their honest recommendation. Enroll now, think about it, or keep your current plan — all three are normal. None is a "loss" to us.
- After
If you enroll, a welcome packet arrives in 7–10 business days. Your advisor's direct number is yours forever — call any time you have a question.
What Our Members Say
"I used AMAC agent Cheryl last year and she was amazing in helping me get signed up, recommending the plan for me. She took time with me, explained everything, and answered all of my questions. This is an amazing service for AMAC members. My husband is a year younger than me, so I'll be calling Cheryl soon."
Common Medicare Questions, Answered.
🗓️ The Annual Enrollment Period ends December 7.
Whether you want to switch plans or just confirm your current plan is still right, now is the time to talk. After December 7, most Medicare changes can't happen until next year.
🗓️ The Annual Enrollment Period starts October 15.
Get ahead of the rush. Schedule your free plan review now so your advisor has time to find your best options before the deadline.
🗓️ Don't wait for October.
Medicare Supplement plans can be reviewed and changed any time of year. If you're paying too much or your current plan doesn't fit your life, call today.
Ready to talk now?
A licensed AMAC advisor is standing by.
📞 Call 800-901-8893Mon–Fri, 9am–7pm ET · or
Our advisors are off the clock — but we'll call you first thing.
Submit the form and we'll call you tomorrow (or Monday if it's the weekend).