Advocacy / Legislation Support Letters / Politics

Senior Citizens Tax Elimination Act

AMAC is proud to stand with Congressman Massie with the introduction of the “Senior Citizens Tax Elimination Act.” This bill rightly eliminates the unfair income tax on Social Security benefits and ensures that older Americans, who have paid into Social Security throughout their careers, are not excessively taxed by the Federal government. Given that mature Americans and seniors have already paid tax on their Social Security contributions via the payroll tax, it is irresponsible for the government to double-tax the benefit in order to generate more revenue. The “Senior Citizens Tax Elimination Act” will not only enable beneficiaries to retain more money for retirement, but it will restore integrity to the Social Security program. As an organization committed to representing the interests of older Americans, we encourage Congress to support this commonsense legislation and to protect the benefit our seniors have earned.




January 28th, 2015

The Honorable Thomas Massie
4th District, Kentucky
U.S. House of Representatives
314 Cannon House Office Building
Washington, DC 20515

Dear Representative Massie,

On behalf of the more than 1.2 million members of AMAC, the Association of Mature American Citizens, I am writing to extend our support for the “Senior Citizens Tax Elimination Act.” This important bill rightly eliminates the income tax levied on Social Security benefits in an effort to stop excessive taxation on this critical benefit.

Specifically, the “Senior Citizens Tax Elimination Act” amends the Internal Revenue Code of 1986 to repeal the inclusion in gross income of Social Security benefits. It is important to note that Social Security benefits are already funded by taxes in the first place. To tax this benefit again, in order to generate more revenue for the Federal government, is nonsensical and reduces the Social Security benefit seniors ultimately receive. Under this bill, Social Security benefits would neither be taxable nor reportable on individual tax returns, thus restoring the integrity and purpose of a program that exists to provide a pension in exchange for a lifetime of payroll tax payments.

As the fastest-growing conservative seniors organization in the country, AMAC has made the issue of Social Security reform a top priority. AMAC believes the “Senior Citizens Tax Elimination Act” is the first necessary and responsible step toward reform because it prevents this benefit from being overly taxed and helps mature Americans save more money for retirement. Thanks to your concern and attention for this significant issue and your commitment to practical Social Security reform, AMAC is pleased to support the “Senior Citizens Tax Elimination Act.”

Dan Weber
President and Founder of AMAC

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James R. Cyre
3 years ago

I retired last year at the age of 71. We moved to a state that does not tax SS benefits and the federal government needs to follow suit. The funds we paid in were targeted for senior benefits and need to be protected from the politicians.

5 years ago

Just started receiving SS last year and, when doing my tax return, was shocked at the hit I am taking because of SS income being taxed. Income was slightly over $38,000 (and I am the sole support of an adult disabled child), and now I owe the IRS and have to borrow money to pay my tax bill. This double taxation is extremely unfair and, as more baby boomers enter retirement, I hope they will band together to get this tax repealed. What can the average citizen do to help get this bill passed???

William Whitlock
6 years ago

I want the Senators and Congressmen who represent my district in Athens Georgia to tell
the President not to Tax Social Security.

6 years ago

The current age of 65 as the retirement age was set when the average life for a man was about 52 and women about 60 years of age. The current average age of a man is about 72 and women over 80. The retirement age for obtaining social security should be at least 69 and probably around 72. We are double taxed as we paid taxes on the funds that were invested in FICA. In addition, money withheld for Plans B and D, which are expenses, are included in the amount eligible for taxation. Thus, we are taxed on an expense which is really robbery by the IRS. In addition to these issues, most all if not all of any cost of living increases are taken by increasing the amount swiped for plans B and D. The taxpayers are paying funds for bonuses to IRS agents who have not paid their Income taxes in the amount of millions. The IRS and Medicare bureaucrats have to be worse gangsters than Al Capone. Thank you for getting a bill before congress to correct this travesty. We should also have a significant refund for the funds stolen over the last 30 years.

6 years ago
Reply to  Almay

Keep the current retirement age as it is. It doesn’t matter how old people live to. What matters is how many people are defrauding social security. If someone retires from a career at 65 and chooses to continue working elsewhere then tax the additional income. Don’t tax ANY benefit as they are already tax on the working people. Lastly, it doesn’t matter how much you make, there should be no income limitations when someone is collecting social security. It should be voluntarily available to the recipient to defer collecting that benefit.

Fred Ritz
6 years ago

In all fairness, it should be explained that taxation on Social Security benefits is on a graduated scale as determined by total income. Not every recipient’s benefits are taxed, and those that are are only taxed up to a maximum of 85 percent. So it is technically and mathematically incorrect to say that benefits are “double-taxed” which suggests a 200% taxation level, which is not correct.

Stephen N Zatezalo
6 years ago
Reply to  Fred Ritz

A play on words. SSN earned by any individual over 65 should be TAX FREE.

6 years ago

This should have been handled a long time ago, but the Democrats are so greedy and want every penny they can
get their hands to waste on everything from why do turtles do what they do to studies on horse flies!!! Meanwhile
robbing our seniors of what they have work all their lives for. Just think for a moment of all the government waste
that has been coming to light just recently……and crap like this is what the money they squeeze out of the seniors
is used for….absolutely NO respect for tax payers dollars. We need to keep a close eye on who supports this bill
and who does not !!! As for the who does not they should pay a price to continue to double tax our seniors for there
recreational BS !!! You all know what I mean…they have NO business representing us to allow this highway robbery
to continue PERIOD !!!!!!

Jim R 41
6 years ago

You can thank the Clintons for that robbery, that’s all SSI has become. By taking money from your pay, under threat, and redistributing to non payers and other freeloaders they are ,or have, spent it buying votes. Those of you who have paid into the system 40 or more years should know that that money paid into your account would have produced an income much larger than your current check if it had been invested, even in U.S. loans. It was intended and promised to be yours that’s why everyone has a unique account number.

Hank Smith Jr
6 years ago

Thank you AMAC and Rep. Massie for bringing this issue to the forefront. If our Glorious Leader, president Obama, really wants to help the middle class he will have no problem signing this into law, however I would be surprised if he does.

Stephen J Gauruder
6 years ago

I think this is a great bill, but I was a trying through my senators in CT to bring a bill that would tie your mortgage
payment to the day you receive your social security check. I’ am disabled and can longer work I’m only 57 years old.
And I’m not just thinking of myself but the thousands of service men and woman who sacrificed and are disable. I hope they at least don’t get charge late fees like I have to pay nearly $100 a month. I tried Fannie May for help, and the lender who now hold my mortgage.from the senators, Fannie May and my lender there seems to be nothing but pointing fingers and double talk and was told by a senators aid that there is such a grid lock in Congress that this Senator does’t plan to introduce any bills because nothing will get done. But I was welcome to write them a letter addressing my concerns.

Clinton Brantley
6 years ago

This is a great step forward for taking care if our elderly who have done their part in making this country great with their years of hard work.
But I also think that people who are totally disabled, also need a break on Federal and State taxes, because the taxes also greatly affect them as well. Most of these people have become totally disabled due to the work they were doing to keep this country strong.

John Weaver
6 years ago

I agree with both the idea of raising the retirement age and ending tax on Social Security. Also, to defray the cost, I think that the cutoff for Social Security is and has always been a bad idea. I think that no matter how much you earn, you should continue paying Social Security on all of your earnings.


6 years ago
Reply to  John Weaver

Concur with the idea of paynig into social security with the entire earned income salary removing the cap. This would aid in keeping social security solvent as well as being more fair for all. Welcome this recommendation.

Georgia Taylor
6 years ago

Don’the raise retirement age!!!!! It already is too high as for some of us the aging process really is evident around 60.

6 years ago

I don’t agree with raising the Social Security age to 69, But I do agree with the ” Senior Citizens Tax Elimination Act “

James Staal
6 years ago

This is a great first step I get so frustrated by the idea that the government passes legislation that takes our money with the promise to hold it and give it back later, we plan for the future based upon that, then the government says, “Oops! We didn’t really mean that you could have it back and we need it for other things.” That is plain an simple breach of contract. Thanks for standing up for us, AMAC.

6 years ago

Let us know when this bill is about to come up for a floor vote in the House. I’m sure it will pass there with enough votes to overcome a presidential veto. The Senate on the other hand is a different animal altogether. Given how the Democrats are already trying to paint anyone with two nickels to rub together as “filthy rich”, getting a veto-proof number of supporters there will be much more difficult.

6 years ago

I don’t agree with Dan Weber and his “Social Security Guarantee” since he advocates raising the Social Security retirement age to 69.

However I do stand 100% with Dan Weber in his support of the “Senior Citizens Tax Elimination Act.”

Taxing Social Security became effective in 1983 after Ronald Reagan signed it into law.

6 years ago
Reply to  Paul

I believe another benefit for social security would be to place it back into the original trust removing it from the General Fund thus removing it from the ever sticky fingers of Congress whenever they feel the need to reach in and use it for whatever purpose they’ve come across.. BTW, I believe placing SS into the General Fund as well as the taxation were actions of a democrate majority Congress with the taxation under Bill Clinton, not Reagan. Just saying.

6 years ago

How does “Snowballs chance in hell” sound when it comes to this getting through the halls of congress? This nation – which incidentally has absolutely no concept of either a Budget or Fiscal Responsibility – could not stand for any further reduction in the amount of money that is taken from the citizenry so that it can either be squandered, wasted, abused or simply lost in the shuffle. Congress has a long and storied history – dating back to at least the Civil War – of using OUR tax money to further their interests. Compound this with out current and out of control welfare systems and I offer proof that the taxpayers are being forced to pay for the pets of congress which they cannot afford to feed.

I am one of those poor retirees, who draws SSI and a military pension, thus I am considered to be in the upper middle class, if not actually “Filthy Rich” by Hillary Clintons definitions of wealth. Thus I expect no relief in my lifetime, and fully anticipate a bigger bite taken out of my monthly stipends by the charlatans in Washington and their parasitic pals.

Paul Van Why
6 years ago

Thank you for standing against the tax on tax I have already paid when I earned the money.

Hadley Yoakum
6 years ago

taxes on Social Security earnings (supplemental retirement) is just plain wrong & should be repealed immediately. Along with that tax repeal, also do away with the Windfall Provision which penalizes many of us retirees taking as much as 60% of what we would normally receive in SS earnings. Receiving a small pension from a non-contributor to SSA should not trigger a percentage penalty to us who later worked & fully paid into Social Security. Windfall, really!

6 years ago

Many of us who served in the military felt that paying Federal Income Tax on our pay was rather like paying for our own paycheck.

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