WASHINGTON DC — As we grow older we might think that the hard part of life is behind us but we soon find out that aging is not as easy as it looks. Among the most befuddling aspects of aging are memory concerns, bouts of depression, getting in and out of bed and dealing with sales pitches. We’re bombarded by “old folk” ads promoting this and that. Among them are promotions suggesting that one product is better than the others. Take Medicare, for example. It’s a big buck business. A variety of plans are available and it’s best if you review the options you have in order to pick the service that suits your needs best. Above all, you don’t want to be forced into accepting a one-size-fits-all plan.
According to the experts at the Association of Mature American Citizens [AMAC] “there is no such thing as a so-called ‘universal’ option. Different plans provide different benefits, not to mention that different plans come with different price tags. We believe that offering a variety of options ensures our members find a plan that suits their individual needs and preferences, contributing to a more personalized and satisfactory healthcare experience.” In other words, it’s best to deal with unbiased specialists when choosing the best plan that meets your needs.
The National Council on Aging [NCA] tells us that when “you start exploring all that Medicare has to offer, you may find that the program is anything but simple. There’s a wide range of coverage choices, including original Medicare (Parts A and B), Medicare Part D, Medicare Advantage (Part C), and Medigap. Annual costs among these plans can vary by hundreds or even thousands of dollars. There are out-of-pocket costs to consider as well, such as premiums, deductibles, coinsurance, and copayments—all of which can greatly affect your yearly health care expenses … Sorting through the Medicare maze by yourself can be time-consuming, exhausting, and downright overwhelming. Complicating matters even more is the fact that certain plans—specifically, Medicare Advantage, Part D, and Medigap—are administered and sold by private insurance carriers (not the federal government). Some of these companies engage in misleading marketing, especially during the Medicare Open Enrollment Period. The constant barrage of persuasive TV, radio, and online Medicare ads can make it hard to distinguish fact from fiction … Talking to a qualified Medicare expert can help.”
For help with Medicare plans – or any questions you may have about Medicare – contact AMAC’s Medicare Advisory Service at 1-855-611-4856.