PenFed Auto Refinance Program

PenFed Auto Refinance Program

As a member of AMAC, you are invited to apply for an Auto Refinance Loan with PenFed Credit Union. PenFed is a member-owned credit union serving more than 2 million members in the U.S. military and civilian communities. The financial health and growth of our members is our greatest priority. Join PenFed automatically when you apply for an Auto Refinance Loan.

Benefits of an Auto Refinance Loan with PenFed :

  • Reduce your APR1 with a low-rate auto refinance loan
  • Lower your monthly payments with longer finance terms2
  • Defer your first payment for up to 60 days
  • Turn Vehicle Equity into Cash

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Federally insured by NCUA

1. APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Rate depends on amount borrowed and term.

2. Refinancing your loan with PenFed Credit Union does not guarantee lower interest rates or monthly payments. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. Refinance Auto Loans: New vehicles are where you are the original owner and the vehicle is a current (2020) and prior model year (2019). For used vehicles, maximum used car loan advance will be determined by PenFed using a NADA value. Up to 100% financing is available to qualified members.

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