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Medicare: A ‘Most Befuddling’ Choice

Posted on Friday, February 9, 2024
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by AMAC, John Grimaldi
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10 Comments
Expertise and Options Meet - AMAC's Medicare Advisory Service

WASHINGTON DC — As we grow older we might think that the hard part of life is behind us but we soon find out that aging is not as easy as it looks. Among the most befuddling aspects of aging are memory concerns, bouts of depression, getting in and out of bed and dealing with sales pitches. We’re bombarded by “old folk” ads promoting this and that. Among them are promotions suggesting that one product is better than the others. Take Medicare, for example.  It’s a big buck business. A variety of plans are available and it’s best if you review the options you have in order to pick the service that suits your needs best. Above all, you don’t want to be forced into accepting a one-size-fits-all plan.

According to the experts at the Association of Mature American Citizens [AMAC] “there is no such thing as a so-called ‘universal’ option. Different plans provide different benefits, not to mention that different plans come with different price tags. We believe that offering a variety of options ensures our members find a plan that suits their individual needs and preferences, contributing to a more personalized and satisfactory healthcare experience.” In other words, it’s best to deal with unbiased specialists when choosing the best plan that meets your needs. 

The National Council on Aging [NCA] tells us that when “you start exploring all that Medicare has to offer, you may find that the program is anything but simple. There’s a wide range of coverage choices, including original Medicare (Parts A and B), Medicare Part D, Medicare Advantage (Part C), and Medigap. Annual costs among these plans can vary by hundreds or even thousands of dollars. There are out-of-pocket costs to consider as well, such as premiums, deductibles, coinsurance, and copayments—all of which can greatly affect your yearly health care expenses … Sorting through the Medicare maze by yourself can be time-consuming, exhausting, and downright overwhelming. Complicating matters even more is the fact that certain plans—specifically, Medicare Advantage, Part D, and Medigap—are administered and sold by private insurance carriers (not the federal government). Some of these companies engage in misleading marketing, especially during the Medicare Open Enrollment Period. The constant barrage of persuasive TV, radio, and online Medicare ads can make it hard to distinguish fact from fiction … Talking to a qualified Medicare expert can help.”

For help with Medicare plans – or any questions you may have about Medicare – contact AMAC’s Medicare Advisory Service at 1-855-611-4856.

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Linda
Linda
14 days ago

Plus what the voters are being pushed by this administration, includes giving their illegals ‘free healthcare’ as CA has already done. Longer waits too once the 10+ illegals start using their full goal of socialistic health care.

Helen Sabin
Helen Sabin
10 days ago

I LOVE AMAC – they tell it like it is! I depend on their articles to inform my opinion in a newsletter I write to patriots and MAGAs in the Bitterroot Valley of MT. We changed a long time ago to AMAC and are delighted we are NO longer with AARP which often seems to be the voice of the D.C. Administration.

GTPatriot
GTPatriot
13 days ago

I used to sell Medicare. Fully understanding Medicare is a 3 semester hour college course and anyone in the 60-65 age range needs to take it. Thinking that you can figure it out by sitting with an agent fo 30 minutes or thinking ” my friend has XYZ plan so I guess thats what I’ll do” is dumb. There are not 2-3 choices. No. There are hundreds.

JOHN F WILLIAMS
JOHN F WILLIAMS
10 days ago

AMAC is THE BEST! I had AARP for years, and I am of the opinion that they do not represent seniors as they suggest, and I do not concur with the Radical Liberal Agenda! Ever hear of the Notch Baby Issue back in the 70s? Many of your parents could have been cheated out of Social Security Funding, and AARP supported this non-sense. So, who were they really representing, their favorite politician? Last, AMAC put me on to a Specialist when I was trying to engage in Medicare, wondering which plan to purchase. They connected me with a very fine, very professional gentleman named Will Crosby of Certified Senior Solutions, (803) 920-9095. Mr. Crosby would have got a greater commission had he pushed an Advantage Plan, he did not do that. He explained the pros and cons of Original and Advantage and provided a very clear understanding. In the end, I felt that Original Medicare was the best avenue, so I took that route. With that, I needed a Medigap Plan. It was then that I realized that all Medigap Plans offer EXACTLY the same benefits, but SOME are less costly than others. He set me up then with Mutual of Omaha, very satisfied and never looked back. If any of you guys are confused as I was, give Mr. Crosby a call, it cost nothing, the Insurance Company pays for his service. Hope you find this helpful – and yes, thanks to AMAC for all that they do, they communicate wonderfully as well!

Temp mail
Temp mail
12 days ago

I discovered this phenomenal website a few days ago, they give helpful information to their audience. The site owner has a knack for engaging readers. I’m thrilled and hope they keep providing useful material.

Aric Nader
Aric Nader
14 days ago

Your expertise shines through in every post.

Nancy
Nancy
10 days ago

Has anyone considered the similarity of Medicare Advantage with a future single payer plan?

Daniel
Daniel
4 days ago

I’m a brand new member, as of today 2/19 and so far I am very impressed. I also have AARP and this is bar none way better. I always felt pressured every time I delt with them. No more. Everything I have looked at so far is awesome and I don’t feel pressured. Thank you amac

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