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Blog , Health and Wellness

Spot Pet Insurance – Review & Pricing

Posted on Friday, January 5, 2024
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by Member Benefit Specialist
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Portrait of a smiling senior man sitting on the bench with his dog, in the public park, outdoors. Old man with dog relaxing outdoors and looking away. Portrait of elderly man enjoying retirement

Spot Pet Insurance helps to educate pet owners about the power of pet insurance and how it can help with eligible vet bills, keeping pets and their owners healthier and happier. The professionals at spot were incredible helpful and they understand the love we have for our pets. Spot Pet Insurance offers flexible plans that fit the needs you have for your pet. The pricing is based on the annual limits and  deductibles you choose so it can fit into your budget.  

What Do Spot Plans Cover?

Spot Insurance offers both accident-only and accident-and-illness plans which can help cover the cost of surgeries, hospitalization, prescription medications, tooth extractions, and many others.

Spot also offers a preventive care package that can be added to any plan to cover routine veterinary costs. This would be like vaccines, annual exams, dental cleanings, and spay or neuter procedures. If you would like to see more about what coverage spot pet insurance has check out their website.

Customizable Coverage

Each plan offered by Spot Pet Insurance can be customized to fit the needs of your pet but also fit into your budget. I customize my plan by selecting a reasonable deductible, reimbursement rate, and annual limit from a variety of options.  Although I did not choose it, they do offer an unlimited plan without any per-incident caps. You need to base the policy around your pet, and you know your pet best. Choose their coverage and create the plan that best fits their needs.

Filing a Claim

When it was time to file a claim, it was easy! You can submit claims online through the member center, through the app, or by mail. Depending on the option that works best for you spot makes the claims process painless. All claims process around two business days from when they are received, and if additional medical information is needed, your veterinary clinic will be contacted directly. I opt to receive cashback through direct deposit, cutting out the long wait for a check to come in the mail.

Spot Member Center

One of the best perks of being part of the Spot family is the member center. It’s more than just where you go to file a claim. The member center give you access to the Help Center, a hub that can help you answer questions about your benefits, coverage and anything else you can think of. 

The Help Center also gives you access to the vet locator, which can help you locate a close by clinic. as well as providing you with the contact information for the Poison Emergency Hotline should your pet ever sneak a snack that is toxic to them.

Another cool feature of the member center is the 24/7 veterinary professional hotline that will answer any questions through chat or on the phone. 

Up to 20% off for AMAC Members

Just another perk of being an AMAC Member, when you sign up for spot through the Member Benefit page you will be able to save 10% of the first pet and an additional 10% if you have a multi-pet home. 

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