Opinion / Politics / Press Releases

Assisted Living and Similar Facilities Need to Restrict Yearly Price Increases, says AMAC

assisted living senior costs price increasesWASHINGTON, DC – “It’s a fact that the cost of providing services at senior citizen facilities increases annually for any of a variety of reasons. It’s also a fact, however, that most seniors living in assisted living facilities and senior housing don’t have the resources to pay steadily increasing rates, particularly when they exceed the annual Cost Price Index [CPI]. Something’s gotta give lest the nation’s elderly join the ranks of the homeless,” according to senior advocate Dan Weber.

Weber, who is founder and president of the Association of Mature American Citizens [AMAC], cites the latest report from the Bureau of Labor Statistics issued earlier this month.  It concludes that its “all items [CPI] index increased 1.7 percent for the 12 months ending August.”

Yet, notes Weber, the most recent National Senior Living Cost Index prepared by the senior-living referral service, A Place for Mom, shows that the cost for independent living facilities rose 2.6%.  Assisted living costs were up by 2.4% and the costs for memory care facilities were up by 3.2%.

According to the Genworth Cost of Care Survey 2018 “the national median cost for assisted living per month is $4,000, which breaks down to around $133 per day (and adds up to $48,000 per year).”  Meanwhile, the Pension Rights Center reports that fifty percent of older Americans over 65 had, at most, an annual income of about $24,224 in 2018.

“Consider the fact that 2019 Social Security Recipients received the highest Cost Of Living Adjustment since 2012, 2.8%.  In 2009, 2010 and 2015 benefits were stagnant as the Obama administration chose to not offer a COLA and relenting in 2016 they decided to increase the Social Security COLA by a mere .3%.  So It has been a harsh existence for too many senior citizens over the better part of a decade,” says Weber.

The nation is aging at a rate of new 65-year-olds a day and that growth will continue through the year 2030.  “It’s a population that creates a fast growing and lucrative market for the senior living sector and if the industry wants to maximize returns, it should take measures to make sure senior housing is affordable.  One suggestion: keep annual cost increases at or below the COLA.  Better yet, how about keeping increases at or below the CPI,” Weber suggests.

About AMAC

The 2 million member Association of Mature American Citizens [AMAC] [https://www.amac.us] is a vibrant, vital senior advocacy organization that takes its marching orders from its members. We act and speak on their behalf, protecting their interests and offering a practical insight on how to best solve the problems they face today. Live long and make a difference by joining us today at https://amac.us/join-amac.

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So AMAC, a supposedly conservative organization, is espousing the imposition of government cost controls on what are private sector businesses. I’m no fan of the high costs prices charged by this sector of the senior care marketplace, but your proposed solution is what I would expect from AARP. The operational costs of senior living facilities includes the building maintenance and financial up-keep costs, property taxes, all utilities, the staffing costs and all the expenses associated with providing food, leisure activities and other amenities expected from such facilities. The problem is you seem to feel that SS, which was NEVER designed to function as the sole source of one’s retirement income, should be the benchmark for what things should cost. Well guess what? If one is living in retirement ONLY off of SS, then almost none of these assisted living places is in one’s budget and AMAC dangling the prospect of… Read more »


This is the kind of socialistic garbage that I expect to hear from AARP, not Amac. Everyone expects someone else to take care of them. It has been proven time and again that if you start this price control stuff the quality of care will go down. I just went through this with my mother. The facilities around here can’t hire good people now, if you restrict their prices, I would hate to see who they can get.


Too bad our forced Social Security and Medicare withdrawals weren’t allowed to compound over the years, but was spent by our caring government. Now they call it an entitlement.

Jim Shaw

My wife and I are in our 80’s and living at home. In the past, we took in our parents and made sure that they were taken care of. Today’s youth can’t be bothered so the elderly are left on their own to take care of themselves. We planned for our retirement but costs have gone beyond our ability to keep up. Don’t know how long before we become homeless.

Elvin Taylor

The cost of assisted living is to high and out of reach for most people!

Dennis A Smith

Very simplistic. So many variables and pressures affecting this industry, this article is barely revelatory. Too much government regulation beyond healthy conditions and safety, huge influx of over-65s, inadequate family participation across the board, and much more.
Remember, these are the same folks who are responsible for the highest Medicare costs of their lives, and our citizens have very high expectations to go along with their unwillingness to assume responsibility. Sounds like a lot of failure to prepare.


Getting “old” isn’t exactly the walk in the park it’s made out to be. There are a lot of options to consider, most senior living options require two or three times the funds received from social security even if you wait till 70. Aging at home with assistance utilizing a domestic care giver does have appeal and some what cheaper. It also has risks. A lot of variations: community centers, day care, home care, and levels of assistance and services are offered. At 70 and still working my wife and I are looking at these ever changing options along with our perceived physical and emotional needs. Moving into a condo on the 4th floor just doesn’t appeal to me. Although I don’t golf, so a country club doesn’t appeal to me either. A beach house on the ocean would be idea and if I had 15 million dollars I probably… Read more »

Pat R

Concerning the statement: “Consider the fact that 2019 Social Security Recipients received the highest Cost Of Living Adjustment since 2012, 2.8%.” That was the first increase in a long time that we actually received most of it to spend. There was a 2.0% increase in 2018 – $30 monthly for me, but $24 went as increased Medicare premium. So yes, 2019 was first actually take-home increase in a long time. Cost of living ate it up before we ever received it. And interest on IRAs has been so low for years that retirement funds will no longer cover my anticipated years of life.
I’m sure a lot of folks have a similar situation as well.


Perhaps families need to get serious about taking care of their elders. Of course it cost more to take care of people who have dementia or Alzheimer’s. More staff is required, as these people can do very little for themselves. How can we expect to pay less when it demands more?


The real cost of nursing homes and assisted living in this New Hampshire state if over $9000 per month for a county nursing homes which is a two-person room. The room cost then is actually $18000 per month in order for a senior who can no longer care for thems is astronomical. How can anyone afford these out of line costs. The private homes are much worse and owned by large corporations paying their CEO’s CFO”s Etc big salaries and benefits. These costs must be reduced as the persons needing these types of living arrangements cannot afford the cost to live.


My husband and I live in VA ( near Winchester); we have been touring Assisted Living places in Front Royal and Stephens City. The “AVERAGE” monthly cost in these places is closer to $6000.! Everything is an ‘added fee”: level of care ( scale of 1-4), rides to doctors, meals ‘in your room’, etc. etc. We cannot afford any of this and my husband would even get a veteran’s benefit to assist us. Sad. We have one son with two children , a wife recovering from cancer, and work obligations ….


paying for: NON American citizens, those who know how to work the system, medical patients from other countries whose families get them on medicare/medicaid and SS, food stamps ++++. New American citizens who bring family members and do the same. This I believe is only a part of –our American problem. CEOs, Congress\Senate end up millionaires using the rest of us. I f it is bad now, and getting worse imagine the future, younger folks should understand this.
I know there are other examples please reply and tell me these, please.

Pat White

I am 80 years old and have been looking for the ideal Independent living situation for at least 4 years. My reluctance to make the move has been that while I can afford the high cost of Independent senior apartments now I am concerned that in just a few years, given the rate of increase in rates, I would no longer be able to afford that lifestyle. This would be particularly true if I had to upgrade for some assisted living. One place that I looked at in 2015 Independent living for a 2 bedroom apartment ranged from $1600- $1700 a month. Not bad since that included all utilities. However in just 4 years they went to $2100 -$2200 an increase of about 5% per year. That outpaces any expected Social Security increase (net) by quite a bit. This seems to be pretty much the case for most senior living… Read more »

weezer 1

In today’s economy senior living only means the taking away of one’s independence. Car insurance, house or renter’s insurance, car maintenance, appliance replacement, taxes, etc… where are seniors supposed to live on $1,500 a month? (California ) CA government is only concerned with the care of illegals. Will sanctuary cities protect the poor/seniors? Help us, please President Trump. I worked all my life and do not want to be homeless in my 70’s.


One thing QUIT TAXING Social Security, that money was already taxed, that is Double Tax, illegal, then give a decent cost of living, 10% and up depending on the government and business raising prices on everything they can think of, raise taxes on those making, 700,000. And up, these rich even get help from the government this is to STOP Immediately, we the people Taxpayers don’t want our money going to prison having air conditioning we have people that have not done anything that don’t have air conditioning, and the food they get needs to be soups, oatmeal, milk, water, bread crackers, spaghetti, Mac+ cheese, they are there for wrong doing not on vacation, our tax money should never go to other countries that dislikes, hates us, no rich peoples vacation spots, no money to any sports, if an individual wants to support sports that’s up to them, but the… Read more »


The corporations that own these facilities are raking it in but not compensating the employees to the degree the job deserves. Thus the turnover rate is very high. The quantity and quality of these employees who are involved in the direct care of the residents is many times not what it should be. Pretty outrageous considering how much they charge.


My long term care policy with AARP/Met Life is approved to increase 23% over the next 3 years. Outrageous!

Kris Moore

Not only are the monthly rates increase annually or earlier; the staffing levels remain very low and the regulations are minimal. I work at an AL and I know first hand that residents are not given the care being paid for.

Barbara Smith"Base"?

My husband and I have found, while looking into senior environment housing, i.e., apts., etc that there are none available. One must get on a list to move into one. We have our name on a list for low income housing at a beautiful senior environment apartments that was built within 4 years and our name has been in for 1 and 1/2 years. It is in town but not a golf type expensive senior living situation. We receive what has been said to be the “normal” household income for retired seniors of approximately $24,800 a year as a couple. BUT, because this is a government subsidized housing, there are folks with lower income than ourselves who move ahead of us on the “list” and we pretty much stay at Number 13 on the list for a 2 bedroom, 2 bath apartment. It doesn’t look promising that we will be… Read more »

Jean P-Jones

3% raise annually at our retirement living. That’s too high! What can we do about it?