AMAC Action In The Media / Politics

Why AMAC Supports the House Plan to Repeal & Replace Obamacare

Capitol Building ObamacareSince the GOP-controlled House introduced its plan to repeal and replace the Affordable Care Act (the ACA or Obamacare), there has been questions as to where the largest conservative seniors’ group stands on the issue.  The bill before the House this week is called the American Health Care Act, or the AHCA, and it’s received a mixed bag of responses from legislators in Washington.  Some conservatives have labeled the Republican proposal as Obamacare-light, and for 12 hours, the Democratic Caucus sought to rename the AHCA the Pay More for Less Act.

For years, AMAC has repeatedly called on Congress to repeal the Obama Administration’s failed health care law, and to put the power of health care choices back into the hands of patients.  AMAC’s ultimate goal has been and will continue to be the complete repeal and replacement of Obamacare.  As a first step, the AHCA lays the necessary foundation for more robust and necessary changes to repeal Obamacare in its entirety.

During our conversations with Freedom Caucus Republicans, House Leadership, the Department of Health and Human Services, and the Trump Administration, AMAC has chosen to support the AHCA for the following reasons:

Obamacare is unsustainable

To our membership all over the country, this is not news.  Millions of seniors and millions of younger Americans have lost their coverage.  How often have we heard the promise, “if you like your plan you can keep your plan,” and “if you like your doctor you can keep your doctor?”  Time has proven those promises false as millions of seniors and everyday Americans received insurance cancellation notices in the mail, and as doctors shuttered their doors to life-long patients.  Obamacare has failed.

While losing your doctor and plan should have been enough to discredit the law, Obamacare limped on for years, continuing to cause damage.  Anyone who’s watched the news (or listened to Democrats during the debates over the AHCA) has seen that in some states, premiums went up by over 100%.  Deductibles are through the roof, and even if you can afford to pay to be enrolled in insurance, you can’t afford your deductible and you can’t afford to see the doctor.

What good is health insurance if you can’t use it?  A plastic card that says you’re insured does not mean you have the health care you want, need, or can afford.  Something needs to be done before the entire system implodes.

Elimination of the individual and employer mandates imposed by the Federal Government

The AHCA eliminates the individual and employer mandates.  Last year alone, the IRS reported that 6.5 million people paid the individual mandate “penalty” for not having health insurance.  That’s 6.5 million people who would rather pay an annual, one-time penalty and go without insurance rather than pay the monthly premiums to enroll in insurance.  The Federal government should not be in the business of telling private citizens what they should or should not buy.

The repeal of the individual and employer mandates will save millions of dollars to individual Americans and stop the federal government’s obstruction of small business growth.  No matter what incentive, mandate, or fine the federal government imposes, some people do not want health insurance.  As freedom-loving conservatives, we understand that the government should have minimal (if any) input in how we live our day-to-day lives.  The AHCA rolls back the gross federal expansion of the individual and employer mandates.

Expanded use of Health Savings Accounts (HSA)

AMAC has long-supported the expansion of HSAs to improve individuals’ abilities to save for health care expenses.  While we feel this bill does not go far enough in expanding the use of HSAs, the raising of the cap on contributions to double what it is now is a good first step.

AMAC’s own HSA, the Trump HSA (named in honor of our president), would eliminate the cap on savings, allow patients to use their savings to pay premiums, and allow the HSA more portability and transferability.  Again, the operative word in the AHCA is first step.  While AMAC wants more out of HSA expansion, the AHCA opens the door to more robust expansion in the future.

It protects those who had no choice but to get on an Obamacare Exchange

While AMAC wants and calls for a complete repeal and replacement, the reality is that millions of Americans were forced off their private insurance plans and onto federally run exchanges.  We want the federal government out of health care.  We want the states to have more autonomy in determining what their constituencies need.  We need less bureaucracy in health care decisions.

But, we can’t kick millions of people off their plans when Obamacare forced them off their plans in the first place.  The AHCA slowly weens States off the bottomless pit of money Medicaid and other federally run exchanges have relied on.  As seniors know all-too-well, when spending someone else’s money (the taxpayers), governments are less careful than if they were spending their own money.

The AHCA protects those, who through no fault of their own, were forced into federally run exchanges and gives them an appropriate timetable to find alternative options.

It’s a first step

Repeatedly, we’ve heard from President Trump, Secretary Tom Price, M.D., and Republican House Leadership that this is the first step in the process to repeal and replace.  In fact, President Trump has said this bill is open to “negotiation,” and House Republicans are using “regular order” to get input from all sides of the political spectrum.

Already, the Republican House has devoted more time for debate than Obamacare did, and the open discussion is creating a blueprint for phases two and three of the Republican plan to Repeal, Replace, and Restore health care choices to patients.  AMAC is supporting this bill as a first step, and will be heavily involved in ensuring conservatives seniors have a seat at the table for phases two and three of the process.


AMAC has been and will continue to be the voice of conservative seniors.  Seniors mobilized in 2010 to take back the House of Representatives.  In 2014, seniors put Republicans in control of the Senate to stop President Obama in the final years of his presidency.  And, in 2016, seniors made America Great Again by electing President Donald J. Trump to be our 45th president.

Seniors have worked to take their country back and to ensure they leave a better, more prosperous future for their children, grandchildren, and great-grandchildren.  This first step in repealing and replacing Obamacare isn’t about a single bill—it’s about returning power to the states, shrinking the federal government, and putting health care decisions back into the hands of the patients.

Just as seniors have done in the past, if this process does not lead to the results we want—well, our track-record is pretty strong.  We’ll hold our elected leaders accountable at the ballot box.

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a true conservative
5 years ago

As a 56 y/o working ft with employee ins which I pay 300 a month for,I worry about preexisting conditions.I have pd taxes for forty years and hope to work until I’m unable to.However,we r all born with some preexisting condition! I’ve had multiple operations for spinal stenosis have a foot drop wear a brace have hbp and take multiple meds.So I’m the bullseye for preexisting conditions.It limits ur job mobility and punishes u for working thru all ur pain becuz u don’t want to be on the govt rolls.The problem is people like us cut into profits of ins co.So while I push myself everyday just to get out of bed, all my rep can worry about is the ins lobby and not the people who voted them in.Atrue conservative so disappointed in Rinos and AMAC in not speaking about the elephant in the room

Hide K
5 years ago

Hello, AMAC, my two comments never showed up here. Educate me your standard of censorship on this page!!

Hide K
5 years ago

Now that RyanCare has been rejected, I have a simple demand to AMAC, Just tell all those attorneys in the US CONGRESS to provide the people they are supposed to serve what they have for themselves to US!! Or, maybe we are not worth it to all those “high-and-mighty” millionaires? I, for one, am so sorry I am not one of those “high-and-mighty, rich-and-powerful.
Hey, AMAC, are you gonna censor this post, too?

Harold Croft
5 years ago

I may be a little different from some of our group. I am a pragmatist, we need congress to come to an agreement that suits most of the people who elected President Trump. Some of our group are tooooo far right to ever reach a compromise that would work. I myself am a Christian, traditionalist, conservative. However, I realize that I am a minority. I hated having Obama and his liberal buddies shove things down our throat. Now we need to be different and let our Legislature function as the democracy the early Fathers intended it to be. Most of America wants certain provisions of the affordable care act – coverage for pre-existing conditions, coverage for older college students under their parents care, portability, etc. The nation as a whole is watching what we do. With the immature attitudes and lack of cooperation displayed by many in government, we will quickly go down the tubes. We must do better and work smarter. If you are a praying person – pray for our nation. Not everyone registered to vote has our best interests at heart. The enemies are among us. Wisdom and caution required.

5 years ago

The pols needed to do a better job detailing what is in the plan, when the next phases would actually occur and providing assurances that the next phases would occur. Based on history, we can’t trust them to carry out the next phases. They have had about 7 years to figure out how to do this.

John Bruner
5 years ago

Completely disappointed in AMAC explanation. What part of the “stop this Socialism of health-care” by repealing Obamacare, vote in the last three elections does AMAC not get. Repeating the mantra of the Establishment ,” what good is health insurance if you can’t use it?; “regular order”; and all the other “good”reasons put forward for keeping Obamacare; repeal this un-American, un-Constitutional law. Way too many Establishment Republicans have been left in office. Unfortunately President Trump has not yet been burned enough by them to understand he has NO friends in the leadership of Congress. He apparently has also forgotten to “drain the swamp”. Thank God this bill went down, so that albatross won’t be hanging around his neck. Repeal Obamacare, then if there are parts to keep, pre-existing conditions and 26 year-old children benefits you want to keep, establish a special program. Repeal Obamacare !!!

Robert Grantham
5 years ago

We are hearing that this bill will bring large increases in the cost of Medicare supplemental policies. Any news on this?

Howard Last
5 years ago

I called my Congress critter after I saw the headline in the local fish-wrap of a newspaper here in Cheyenne. I was at the truck dealer getting an oil change and saw it as I never read it. The headline was that she is voting for Ryancare. No surprise as she is a RINO just like her father Dick Cheney.

Hide K
5 years ago

Jim, Jim, you are right. Uh….AMAC why not propose exact copy of what the US Congress has, y’know, like, we have what THEY are having….oh, excuse me, did I ask “why not”?…..THAT IS waaaay too logical. I am sooooo sorry. I hope AMAC would forgive me. HA!! Oh, one request to AMAC;please provide link to the health care policy the Congress has so I can read it. Oh, does anyone at AMAC read these comments from us, peons? Is it like short for “peed-ons” Ha, Ha, Ha, I’m so funny…sometimes….

5 years ago

I keep hearing that this is going to impact older americans very badly. Has anyone else heard this I have lost all faith in government. I think we are about to be thrown under the bus once again. Bruce

Mel S
5 years ago

I do not support the AHCA proposition. Passing legislation just to pass it and make promises that phases 2 & 3 will make it all better is no different than Pelosi saying you have to pass the bill to see what’s it in. I feel this will be a disaster, especially for seniors on fixed incomes. I know President Trump promised to do this, but lets do it right. Let obamacare continue to implode until it dies on it’s own. While waiting for this to happen, maybe, just maybe, the Republicans will have sense enough to put together legitimate legislation to replace it when the time comes. Rushing into this just to say we did what we promised and not get it right will be a serious mistake with very nasty consequences.

Mike Travis
5 years ago

Yes, REAL conservatives GAVE control of all 3 branches of government to the gop. So what did the House do? Ignore their pledge to REPEAL Ovomitcare, and present a disastrous, poorly designed bill that is a slap in the face to all conservatives.

Ryan has stabbed us in the back for the last time. He needs to resign.

James D. Kiely
5 years ago

Hail to young Paul Ryan. May U stay young and healthy forever. Forget about us old, worn our Vets, gmoms and gdads. Glad U are rich and powerful with no worries about health care forever. Thanks AMAC. Boola boola make America great.
Conservative 67 yo Vet, dad, cop and taxpayer.

James D. Kiely
5 years ago

I’m a conservative, Trump supporting, 67 yo and have a family income short of 100K. This article is full of “campaign jargon”. AARP, which I hate, give facts on the Bill’s effect on 50-64 yo. How about giving us the effects on ALL of us seniors. COSTS, not rhetoric!

john Wirts
5 years ago

A few minor changes and we could drain the swamp. No one should be able to exempt themselves from the provisions of any bill they have passed! All bills should be limited to one subject, fully expressed in the title. All new bills should be checked against existing laws, the purpose of this is to discover if there are already laws on the books addressing this issue. For a new bill to go forward, all duplicate bills/laws must be repealed, especially unenforced laws.

Carole Caruso
5 years ago

First I agree with “COMPLETE”REPEAL and replace but not this 3 phrase deal. It will be like everything else the government gets thier grubby paws on and screw it up even more. (if that’s even possible!!) Government has no business “IN MY BUSINESS”!! I feel like President Trump is not keeping his word and neither are the rest of republicans we all voted in, to do the will of the people. I feel as if all they are concerned about is there power and control of the masses! It’s REALLY HARD TO TELL THE DONKEYS FROM THE ELEPHANTS!! If they had the same as we “peons” have it would have bern changed ” yesterday”!!

5 years ago

The Rand Paul supported bill- Patient Protection and Affordable Care Act (H. R. 1072 / S222), is the bill we all want, not the do over Obamacare ACA Lite bill- AHAC. The only thing it lacks is an interstate commerce act for health insurance.

Joseph T. Cannon
5 years ago

Beware The Tea Party threats. We paralyzed Congress. We need 51 Senators to pass a Affordable Healthcare Bill. Congress must begin reducing our deficit. Let our Congressmen debate and improve on Repeal, Replace and Reform. Please stop threatening our representatives.

5 years ago

I was watching Hannity the other day and there was a doctor on there, don’t remember his name, and a bunch of health care workers setup a group where adults paid $10.00 a month and kids $5.00 a month and all doctor office procedures were free. You only had to pay extra if you had to get something out of the ordinary like a broken leg set. I believe they also had contracts with hospitals and pharmacies or pharmaceutical companies to get other medical needs a lot cheaper. I believe they also spoke of having a type of critical care insurance that would cover the out of ordinary medical needs which make the insurance cheaper as most wouldn’t need it on a regular basis. Does anyone know more about this? Maybe they could work some kind of a perk in the Healthcare act to help get groups started. An original investment or something. It could come from the states too.

Jean Schrader
5 years ago

What about the 30% penalties granted to the insurance companies for those without insurance fir 63 days? I have not heard the truth about purchasing over state lines. Where is the money coming from to pay for those who have subsidies?

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